430 SANTIAGO AVENUE, ORLANDO, FL, 32807
Active185 days on marketListed Apr 18, 2026MLS #O6399783
About this home
430 SANTIAGO AVENUE
Welcome to this beautifully renovated 4-bedroom, 2-bathroom home in the established Azalea Park area of Orlando. Move-in ready and situated on a quiet residential street, this home offers 1,430 square feet of comfortable living space, a flexible floor plan, and extensive recent upgrades. Major improvements include a BRAND-NEW ROOF, a completely updated kitchen with new cabinets and new appliances, new flooring throughout, and fresh interior paint, giving the home a clean, bright, and modern feel. Four spacious bedrooms provide plenty of flexibility for family, guests, a home office, or additional living space. Enjoy the added benefit of NO HOA, giving you more freedom and no monthly association fees. Conveniently located just minutes from Orlando International Airport, major highways, shopping, dining, schools, and everyday essentials, this home provides easy access to everything Orlando has to offer. With a new roof, modern renovations, no HOA, and a central Orlando location, this property is an excellent opportunity for a first-time buyer, growing household, or anyone looking for a beautifully updated home that is truly move-in ready.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,430
Sqft
0.22 ac
Lot size
1963
Year built
One
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,795 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,795/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.9%
$/sqft vs MONTEREY SUB
$243 vs $285
Days on market
185 vs 61 typical
Where $243/sqft sits among the 9 homes for sale in MONTEREY SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Dovers
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
The Dovers — neighborhood snapshot
Population
796
Median age
40
Median income
$137,902
Median home value
$343,600
Avg household
3
Households w/ children
144
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
5 of 9
MONTEREY SUB have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the ORLANDO 32807 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 430 SANTIAGO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$250,000
1301 JULIO LANE · same community
4 bd · 1 ba · 1,446 sqft · $173/sqft · 17 DOM
Sold · Nov ’25$399,900
1200 ROMANO AVENUE · same community
4 bd · 3 ba · 1,495 sqft · $267/sqft · 6 DOM
Sold · Oct ’26$443,000
695 41ST STREET N · same community
3 bd · 2 ba · 1,283 sqft · $345/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 430 SANTIAGO AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 430 SANTIAGO AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
430 SANTIAGO AVENUE FAQs
What would the monthly payment be for 430 SANTIAGO AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,795/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 430 SANTIAGO AVENUE?+
The most recent tax bill on record (2025) was $5,184. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Orlando?+
At $348,000, this home is listed about 8% below the Orlando median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 430 SANTIAGO AVENUE?+
Dover Shores Elementary (elementary), Roberto Clemente Middle (middle), William R Boone High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$348,000 runs 20% above the ORLANDO 32807 median.
02Time on market is leverage
185 days on market against a Orlando median of 61 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $390,000, now $348,000 — a $42K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TRUVISION REAL ESTATE LLC · Tony Hernandez. MLS #O6399783.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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