CENTURY 21 Edge
$1,199,000$1,300,0004 bd3.5 ba3,072 sqft$390 /sqft≈$7,466 /mo all-in ↓

650 OLD MIMS ROAD, GENEVA, FL, 32732

Active178 days on marketListed Apr 17, 2026MLS #O6400145

✦ Reduced $101KWaterfrontPrivate poolSingle Family ResidenceNONE

About this home

650 OLD MIMS ROAD

Fully renovated ranch-style estate offering refined country luxury offering just over 10 deeded acres, including lakefront acreage, with a high-and-dry homesite and open pasture. With an effective year of 1990 and extensive renovations and capital improvements completed between 2021–2026, the home combines established character with substantially updated systems, finishes, and outdoor amenities. This 4-bedroom plus den residence features an open floor plan with soaring cathedral ceilings, a wood-burning fireplace with a stone façade, and French doors opening to a screened lanai with tongue-and-groove wood ceilings overlooking the pool and heated spa. The kitchen is both elevated and highly functional with leathered granite countertops, abundant white cabinetry, stainless appliances, and a walk-in pantry concealed behind custom barn doors, with a laundry room conveniently located just off the kitchen. A matching custom barn door leads to the private study/den. The primary suite is a true retreat, privately positioned with direct access to the lanai, an expansive walk-in closet, and a well-appointed ensuite with an oversized shower and separate water closet. Two secondary bedrooms feature ensuite bathrooms, while an additional bedroom—currently used as an office—opens through sliding glass doors to a private side porch. Outdoors, the property lends itself beautifully to equestrian, hobby farm, or private retreat living, with a lakeside fire pit, open pasture, fenced vegetable garden, and barn with two horse stalls and a tack room. A 3-car carport provides substantial covered parking along with an enclosed workspace and additional storage. Significant improvements include a metal roof, HVAC and ductwork, updated electrical panel, whole-house replumb, new drainfield, water filtration and softener system, pool equipment and spa heater, along with extensive interior renovations and continued property improvements. A rare combination of renovated, move-in-ready living, acreage, equestrian capability, lakefront setting, and resort-style outdoor space—offering the freedom and privacy of country living without taking on a major renovation project.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,072

Sqft

10.53 ac

Lot size

1946

Year built

One

Levels

$390

Per sqft

Private poolWaterfrontFireplaceGarden & Pool & Trees/Woods & Water viewNegotiablePets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Other · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Pump
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · Vinyl Siding
FoundationBlock
ViewGarden · Pool · Trees/Woods · Water
FacesSouth
ExteriorFire Pit · French Doors · Garden · Lighting · Other · Private Mailbox · Storage

Community & fees

Taxes (2024)$4,634/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Propane · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,466 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,470
PMI (est., until 20% equity)$450
Property tax — 2024 actual bill$386
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $119,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $119,900
Interest rate6.00%
Loan term

Estimated payment

$7,466/mo

Principal & interest$6,470
PMI (est., until 20% equity)$450
Property taxes (actual bill)$386
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$965KedgeAI estimate $1,104,468 · range $1.0M–$1.2M$1.3M

vs edgeAI estimate

+8.6%

$/sqft vs NONE

$390 vs $319

Days on market

178 vs 100 typical

Where $390/sqft sits among the 240 homes for sale in NONE

142
49 · this home
19
11
5
14
$129–364$364–598$598–832$832–1066$1066–1300$1300+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Geneva

Drive times from this address

Downtown Orlando≈ 43 min
Orlando Int’l Airport (MCO)≈ 52 min
Universal Orlando≈ 56 min
Walt Disney World≈ 68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Geneva. See the full Geneva guide →

GENEVA 32732 — neighborhood snapshot

Population

5,164

Median age

45

Median income

$112,222

Median home value

$466,500

Avg household

2.88

Households w/ children

477

For the school run

Seminole County School District

ElementaryGeneva Elementary School★★★★★
MiddleJackson Heights Middle School★★★★★
HighOviedo High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Geneva market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$465K → $680K

Geneva median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

126 of 240

NONE have cut their price

Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 151% above the GENEVA 32732 median. See the full Geneva market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,199,000 ▼ $101K
Apr 17, 2026Listed at $1,300,000 · 178 days on market since
1946Built · NONE

Reality check

What actually sold near 650 OLD MIMS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7320 MARLO ROADSold · Jul ’26

$311,760

7320 MARLO ROAD · same community

3 bd · 3 ba · 2,584 sqft · $121/sqft · 78 DOM

517 CENTRAL AVENUE SESold · Dec ’25

$111,000

517 CENTRAL AVENUE SE · same community

4 bd · 1.5 ba · 2,521 sqft · $44/sqft · 28 DOM

780 NE 100TH STREETSold · Aug ’26

$1,030,000

780 NE 100TH STREET · same community

3 bd · 2 ba · 2,488 sqft · $414/sqft · 138 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 650 OLD MIMS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 650 OLD MIMS ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

650 OLD MIMS ROAD FAQs

What would the monthly payment be for 650 OLD MIMS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,466/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 650 OLD MIMS ROAD?+

The most recent tax bill on record (2024) was $4,634. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 650 OLD MIMS ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Geneva?+

At $1,199,000, this home is listed about 93% above the Geneva median of $622,500. The market section on this page shows how the area is trending.

Which schools are assigned to 650 OLD MIMS ROAD?+

Geneva Elementary School (elementary), Jackson Heights Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,199,000 runs 151% above the GENEVA 32732 median — but at 3,072 sqft it's also 56% larger than the typical Geneva listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Geneva Elementary School, Jackson Heights Middle School, Oviedo High School — Geneva Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,300,000, now $1,199,000 — a $101K cut. The full history is in the market section below.

Listing courtesy of RESIDENTIAL WEALTH PARTNERS · Traci de Wid. MLS #O6400145.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Geneva homes, in your inbox

Like 650 OLD MIMS ROAD but not quite? A daily digest of every new listing in Geneva — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Kathy to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 11, 2026 at 5:43 AM UTC. The listing information on this page last changed on October 11, 2026 at 5:43 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 11, 2026 at 5:43 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 11, 2026 at 5:43 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.