
3838 WHITETAIL COURT, ST CLOUD, FL, 34772
Pending112 days on marketListed Apr 17, 2026MLS #O6400248
About this home
3838 WHITETAIL COURT
Tremendous opportunity to rent a fabulous home in the popular Deer Run Estates subdivision. This beautiful 3 bedroom, 2 bathroom, 2 car garage single home has been very well maintained and offers many upgrades. Planned well, the home boasts – a large living/dining area, an amazing kitchen to include granite counter tops, stainless steel appliances, an extra large island with bar seating, primary bedroom with large walk-in closet, laminate floors, split bedroom plan, paver patio, washer and dryer and so much more. Conveniently located with easy access to shopping, dining, our amazing attractions with an easy commute to Lake Nona, Medical City, and even the airport. Won't last long...call today to schedule a tour!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,537
Sqft
0.16 ac
Lot size
2
Garage
2023
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $395K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3838 WHITETAIL COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3838 WHITETAIL COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3838 WHITETAIL COURT FAQs
What would the monthly payment be for 3838 WHITETAIL COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3838 WHITETAIL COURT?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $2,200, this home is listed about 99% below the St Cloud median of $429,675. The market section on this page shows how the area is trending.
Which schools are assigned to 3838 WHITETAIL COURT?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34772 market on paper
$2,200 is 99% below the ST CLOUD 34772 median of $379,000, and at $1/sqft it sits under the St Cloud average of $237.
02Time on market is leverage
112 days on market against a St Cloud median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $2,300, now $2,200 — a $100 cut. The full history is in the market section below.
Listing courtesy of GLOBAL REALTY INTERNATIONAL · Steve Merchant. MLS #O6400248.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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