3407 CULPEPPER TERRACE, NORTH PORT, FL, 34286
Active107 days on marketListed Apr 23, 2026MLS #O6401217
About this home
3407 CULPEPPER TERRACE
Virtually Staged. Under Construction. **UNDER CONSTRUCTION- SOON!** Modern New Construction in North Port – Spacious, Stylish, and Move-In Ready Discover this stunning new construction home in North Port, thoughtfully designed for comfort, functionality, and modern living. Featuring 4 generously sized bedrooms, this home offers the perfect layout for families and those who love extra space. The primary suite is a true retreat, complete with a spacious walk-in closet and a beautifully appointed bathroom. The additional bedrooms include built-in closets, providing ample storage and organization. With 3 full bathrooms and 1 half bathroom, convenience and privacy are seamlessly integrated throughout the home. The open floorplan creates a bright and inviting atmosphere, connecting expansive living and dining areas that are perfect for entertaining or relaxing with family. The heart of the home is a beautifully designed kitchen, showcasing solid wood cabinets, elegant stone countertops, and a full set of included appliances. Whether you’re cooking daily meals or hosting gatherings, this kitchen delivers both style and practicality. A 2-car attached garage adds convenience and extra storage space. Ideally located near a main road for easy commuting and close to well-rated schools, this property offers both accessibility and a well-located setting. This is a rare opportunity to own a brand-new home that combines quality finishes, a functional layout, and a prime location. Schedule your showing today and experience everything this exceptional property has to provide. *Please note: the house is currently awaiting the Certificate of Occupancy (CO), which is expected to be issued within the next 15 days.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
1,975
Sqft
0.27 ac
Lot size
2
Garage
2026
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,942 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,942/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.1%
$/sqft vs PORT CHARLOTTE SUB 19
$217 vs $205
Days on market
107 vs 53 typical
Where $217/sqft sits among the 18 homes for sale in PORT CHARLOTTE SUB 19
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cranberry Fields
Get to know North Port. See the full North Port guide →
Cranberry Fields — neighborhood snapshot
Population
4,906
Median age
56
Median income
$90,686
Median home value
$316,250
Avg household
3
Households w/ children
474
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $304K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
6 of 18
PORT CHARLOTTE SUB 19 have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1245% above the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 3407 CULPEPPER TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$339,000
3524 BROWNWOOD TERRACE · same community
3 bd · 2 ba · 1,966 sqft · $172/sqft · 7 DOM
Sold · Aug ’25$105,000
3165 HYANNIS AVENUE · same community
4 bd · 2 ba · 1,826 sqft · $58/sqft · 18 DOM
Sold · Aug ’26$309,000
2339 HOMESTEAD CIRCLE · same community
3 bd · 2 ba · 1,803 sqft · $171/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3407 CULPEPPER TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3407 CULPEPPER TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3407 CULPEPPER TERRACE FAQs
What would the monthly payment be for 3407 CULPEPPER TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,942/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3407 CULPEPPER TERRACE?+
The most recent tax bill on record (2025) was $799. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3407 CULPEPPER TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Port?+
At $429,000, this home is listed about 28% above the North Port median of $334,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3407 CULPEPPER TERRACE?+
Toledo Blade Elementary School (elementary), Woodland Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$429,000 runs 1245% above the NORTH PORT 34286 median — but at 1,975 sqft it's also 18% larger than the typical North Port listing.
02Time on market is leverage
107 days on market against a North Port median of 53 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Toledo Blade Elementary School, Woodland Middle School, North Port High School — Toledo Blade Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WRA BUSINESS & REAL ESTATE · Joao Freitas De Souza Freitas, Jr. MLS #O6401217.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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