1895 GREEN DRAGON DRIVE, ST CLOUD, FL, 34771
Active98 days on marketListed Apr 24, 2026MLS #O6401964
About this home
1895 GREEN DRAGON DRIVE
Some homes ask you to compromise. This one asks what you need, then hands it over. Five bedrooms. A flex room. A loft. And the primary suite lives on the main floor, tucked just off the living space with enough distance from the upstairs action to actually feel private when the house is full. The kitchen shows up ready to work with white shaker cabinets, granite counters, stainless appliances, and pendant lighting over a center island that seats the whole crew. It opens to a great room anchored by an electric fireplace with a wood mantel. Vinyl plank flooring runs warm and consistent from front to back. Upstairs stretches out into four more bedrooms, two full baths, a dedicated laundry room, and a loft big enough to pull double duty as a second living space, movie room, or hangout zone. Now the real showstopper. The screened lanai runs the full length of the home and is fully decked out. Linear paver floor, outdoor fireplace, wired for an outdoor TV (think game day BBQs), and seating zones that make weeknight takeout feel like a vacation. This isn't a patio. It's an experience. The big stuff is handled. New roof 2026, water heater 2025, dishwasher 2023, interior paint 2023, vinyl flooring 2022, pavers and screen enclosure 2022 to 2023. Plus LED driveway lights, pull-down garage screen, and an electric fireplace. Canopy Walk is a beautifully maintained community with walking trails, a bark park, playground, and ball field. East Lake Tohopekaliga and the splash pad at Lakefront Park are right down the road. Quick access to the Florida Turnpike and SR-417 puts Lake Nona and Medical City a short drive away, MCO about twenty minutes out, and Disney Springs within easy reach. Primary down stairs. Room for everyone. A lanai you'll live on.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,884
Sqft
0.13 ac
Lot size
2
Garage
2017
Year built
Two
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,795 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,795/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.8%
$/sqft vs St Cloud actives
$173 vs $218
Days on market
98 vs 33 typical
Where $173/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
204 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1895 GREEN DRAGON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$360,000
5105 FOXTAIL FERN WAY · same community
4 bd · 2 ba · 1,846 sqft · $195/sqft · 19 DOM
Sold · Nov ’25$370,000
5115 STAR RUBY AVENUE · same community
4 bd · 2 ba · 1,846 sqft · $200/sqft · 14 DOM
Sold · Feb ’26$340,000
1896 GREEN DRAGON DRIVE · same community
4 bd · 2 ba · 1,846 sqft · $184/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Robert Holmgren
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1895 GREEN DRAGON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1895 GREEN DRAGON DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Robert's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1895 GREEN DRAGON DRIVE FAQs
What would the monthly payment be for 1895 GREEN DRAGON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,795/mo — principal and interest, the actual property-tax bill, the $80/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1895 GREEN DRAGON DRIVE?+
The association fee works out to $80 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1895 GREEN DRAGON DRIVE?+
The most recent tax bill on record (2025) was $4,696. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1895 GREEN DRAGON DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $499,900, this home is listed about 18% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1895 GREEN DRAGON DRIVE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,900 runs 17% above the ST CLOUD 34771 median — but at 2,884 sqft it's also 46% larger than the typical St Cloud listing.
02Time on market is leverage
98 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $510,000, now $499,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Chad Vaughan. MLS #O6401964.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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