9172 AGATE STREET, PORT CHARLOTTE, FL, 33981
Active109 days on marketListed Apr 26, 2026MLS #O6402353
About this home
9172 AGATE STREET
• Duplex lot for sale with city water & sewer already in place. • County approved duplex plan available, plus an optional turnkey build package (sample plan included). • Completed duplex models and active construction sites are available to preview. • Suitable for owner-occupancy on one side with rental income from the other, or for use as a full investment property. • Minutes to clear water beaches—Englewood Beach and Boca Grande—and just 45 minutes to Siesta Key Beach, ranked the No. 1 beach in the USA. • Community amenities include sidewalks, parks, boat ramp, picnic areas, a linear walkway, and a playground; plus, miles of canals and waterways for kayaking, paddle boarding, and fishing • Rapidly expanding Gulf Coast community with no required HOA fees and limited multifamily lots remaining. Build-ready duplex lot in desirable South Gulf Cove with city water & sewer already in place. A county-approved duplex plan is available, plus an optional turnkey build package for buyers seeking a faster, easier path to construction. Completed duplex models and active construction sites are available to preview. A flexible layout supports owner-occupancy on one side with rental income from the second unit, or full investment use. South Gulf Cove features no required HOA fees, public sidewalks, parks, a boat ramp, picnic areas, a linear walkway, and a playground. Residents also enjoy access to miles of canals and waterways for kayaking, paddle boarding, and fishing, along with proximity to multiple golf courses. Minutes to Englewood Beach, Boca Grande, and only 45 minutes to Siesta Key Beach—ranked No. 1 in the USA. With limited multifamily zoned land remaining in the area, this lot provides a rare chance to secure a ready to build investment property in a high growth coastal market.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$483 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$483/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9172 AGATE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$419,990
9340 CANNA STREET · same community
3 bd · 2 ba · 1,513 sqft · $278/sqft · 255 DOM
Sold · Jun ’26$435,000
13453 ABUTILON LANE · same community
3 bd · 2 ba · 1,603 sqft · $271/sqft · 25 DOM
Sold · Sep ’25$545,000
13471 CHENILLE DRIVE · same community
3 bd · 2 ba · 1,672 sqft · $326/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 9172 AGATE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9172 AGATE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9172 AGATE STREET FAQs
What would the monthly payment be for 9172 AGATE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $483/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9172 AGATE STREET?+
The most recent tax bill on record (2024) was $841. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9172 AGATE STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $39,900, this home is listed about 88% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9172 AGATE STREET?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6402353.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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