408 MIRAMAR AVENUE, DAVENPORT, FL, 33897
Active100 days on marketListed May 3, 2026MLS #O6404384
About this home
408 MIRAMAR AVENUE
LIVE VIRTUAL & 3D WALK-THROUGH! Welcome to this beautifully furnished 4-bedroom, 3.5-bath townhome in Davenport, offering a fantastic opportunity for a primary residence, second home, or short-term rental investment! Located in a desirable community that allows vacation rentals, this spacious home features a comfortable layout with plenty of room for family and guests. Enjoy light upgrades throughout, a fully furnished interior, and the convenience of a low-maintenance lifestyle. HOA COVERS ROOF REPLACEMENT, 24-HOUR GUARD, CABLE TV, COMMUNITY POOL, INSURANCE, INTERNET, MAINTENANCE EXTERIOR, MAINTENANCE GROUNDS, PEST CONTROL, POOL MAINTENANCE, RECREATIONAL FACILITIES, SECURITY, SEWER, TRASH, WATER, and includes many community amenities and services- large tropical swimming pavilion with a lazy river, water slides, and zero-entry pool, plus a full-service spa, fitness center, an arcade, an on-site pub, and a poolside Tiki Bar. Ideally located near world-famous attractions, shopping, dining, golf, and major highways, this home provides the perfect blend of convenience and investment potential. With a new price improvement, this is a great opportunity to own a Florida getaway or income-producing property. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
1,856
Sqft
0.07 ac
Lot size
2004
Year built
Two
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,884 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,884/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.6%
$/sqft vs Davenport actives
$148 vs $191
Days on market
100 vs 55 typical
Where $148/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Highlands Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,285/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Highlands Reserve
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Highlands Reserve is a short-term-rental community. See the full guide →
Highlands Reserve — neighborhood snapshot
Population
6,506
Median age
36
Median income
$84,032
Median home value
$295,812
Avg household
3
Households w/ children
814
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
180 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 408 MIRAMAR AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$240,000
300 MIRAMAR AVENUE · same community
4 bd · 3.5 ba · 1,856 sqft · $129/sqft · 86 DOM
Sold · May ’26$283,000
302 CALABRIA AVENUE · same community
4 bd · 3.5 ba · 1,856 sqft · $152/sqft · 117 DOM
Sold · Mar ’26$390,000
632 BLOOMINGDALE DRIVE
4 bd · 2 ba · 1,887 sqft · $207/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 408 MIRAMAR AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 408 MIRAMAR AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
408 MIRAMAR AVENUE FAQs
What would the monthly payment be for 408 MIRAMAR AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,884/mo — principal and interest, the actual property-tax bill, the $679/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 408 MIRAMAR AVENUE?+
The association fee works out to $679 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 408 MIRAMAR AVENUE?+
The most recent tax bill on record (2025) was $3,655. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 408 MIRAMAR AVENUE be rented short-term?+
Yes — this home sits inside Highlands Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 408 MIRAMAR AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $275,000, this home is listed about 29% below the Davenport median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 408 MIRAMAR AVENUE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the DAVENPORT 33897 market on paper
$275,000 is 18% below the DAVENPORT 33897 median of $335,000, and at $148/sqft it sits under the Davenport average of $195.
02Zoned for nightly rentals
Highlands Reserve is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
04Know the monthly fee
The association fee is $679/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
05The price has already moved
Listed at $295,000, now $275,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Liz Wilson. MLS #O6404384.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Davenport homes, in your inbox
Like 408 MIRAMAR AVENUE but not quite? A daily digest of every new listing in Davenport — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Lacie to ping you on any price or status change →