128TH PLACE, CHIEFLAND, FL, 32626
Active83 days on marketListed May 11, 2026MLS #O6404810
About this home
128TH PLACE
Enjoy the best of the Suwannee River area with this nearly 1/2-acre wooded homesite just minutes from Manatee Springs State Park and the river. This Levy County parcel sits only a few miles outside of Chiefland in a quiet residential area, offering a great balance of privacy and convenience. The lot is zoned residential and allows both site-built and manufactured homes (buyer to confirm with county), making it a flexible option for a full-time residence or a weekend retreat. Nicely wooded with mature oak trees for plenty of shade, and located just a few hundred feet from a paved road, this property gives you easy access in and out while still feeling tucked away. Close to shopping and services in Chiefland, plus amazing springs, boating, fishing, and kayaking on the Suwannee River and nearby Gulf Coast.
Facts & features
The home at a glance
0.42 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$246 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$246/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Chiefland
Get to know Chiefland. See the full Chiefland guide →
CHIEFLAND 32626 — neighborhood snapshot
Population
8,994
Median age
46.3
Median income
$49,643
Median home value
$160,900
Avg household
2.43
Households w/ children
898
The numbers that matter
The Chiefland market
$270K → $410K
Chiefland median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Chiefland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 93% below the CHIEFLAND 32626 median. See the full Chiefland market guide →
Paper trail
This home's history
Reality check
What actually sold near 128TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$145,000
11933 NW 80TH COURT
3 bd · 1 ba · 1,092 sqft · $133/sqft · 252 DOM
Sold · Dec ’25$145,000
9051 NW 125TH LANE
3 bd · 2 ba · 1,134 sqft · $128/sqft · 36 DOM
Sold · Jun ’26$215,000
12290 NW 85TH AVENUE
2 bd · 2 ba · 1,188 sqft · $181/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 128TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 128TH PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
128TH PLACE FAQs
What would the monthly payment be for 128TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $246/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 128TH PLACE?+
The most recent tax bill on record (2024) was $49. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Chiefland?+
At $12,950, this home is listed about 96% below the Chiefland median of $329,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the CHIEFLAND 32626 market on paper
$12,950 is 93% below the CHIEFLAND 32626 median of $194,500.
02Time on market is leverage
83 days on market against a Chiefland median of 27 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $14,950, now $12,950 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SGT YORKS REAL ESTATE SERVICES · Ray York. MLS #O6404810.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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