CENTURY 21 Edge
✦ Short-Term Rental Eligible
$550,900$599,9995 bd4.5 ba3,931 sqft$140 /sqft≈$4,411 /mo all-in ↓

2099 DERWENT DRIVE, DAVENPORT, FL, 33896

Active149 days on marketListed May 18, 2026MLS #O6404963

✦ Reduced $49KSingle Family ResidenceGLEN/WEST HAVEN

About this home

2099 DERWENT DRIVE

Welcome to 2099 Derwent Drive, nestled in the highly desired community of Glen At West Haven. This exceptional 3,931 sq ft home is positioned perfectly on .15 acres and built by Ashton Orlando Residential. The home features five spacious bedrooms, one half bath and four full bathrooms, bonus room and oversized two car garage. Step in from the foyer covered entry way to a welcoming entrance, featuring a formal dining room, with a second level, adding to the fresh modern appeal. The chef inspired kitchen is a true standout featuring white wood cabinetry, updated quartz countertops and updated stainless appliances with a gourmet configuration. There is a breakfast bar that seats four comfortably for casual dining. The kitchen flows effortlessly into the breakfast nook and family room, which is enchanted by vaulted ceilings and natural tones throughout. One bedroom located on the first level with one full bath, bonus room, one half bath, mudroom and a lovely covered rear Lani. Make your way upstairs and you will encounter an extra large master suite with huge walk in shower, closet and dual sinks. The Glen At West Haven is a quiet place to call home and still be minutes away from Disney World, downtown Orlando, Orlando international airport, upscale shops, mall, outlets and the lovely Florida coast. Call today for your private tour.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,931

Sqft

0.15 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$140

Per sqft

NegotiablePets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Microwave · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stone · Wood Frame
FoundationSlab
FacesWest
ExteriorIrrigation System · Sidewalk · Sprinkler Metered · Storage

Community & fees

HOA fee$128/mo
Taxes (2024)$7,639/yr
PetsBreed Restrictions, Number Limit, Size Limit, Yes

Utilities & systems

UtilitiesFire Hydrant · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,411 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,243
FHA mortgage insurance (est.)$244
Property tax — 2024 actual bill$637
HOA fee — from the listing$128
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,282Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,282
Interest rate6.00%
Loan term

Estimated payment

$4,411/mo

Principal & interest$3,243
FHA mortgage insurance (est.)$244
Property taxes (actual bill)$637
HOA / condo fee$128
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $551K
$529KedgeAI estimate $631,720 · range $569K–$681K$708K

vs edgeAI estimate

−12.8%

$/sqft vs Davenport actives

$140 vs $183

Days on market

149 vs 82 typical

Where $140/sqft sits among the 400 Davenport actives

69 · this home
103
107
61
27
33
$140–160$160–179$179–199$199–218$218–238$238+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside West Haven, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityWest Haven
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,250/mo median

MarketDavenport
Annual gross at median$27,000
Gross yield on this price4.9%
Homes for rent right now598

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside West Haven

Drive times from this address

Walt Disney World≈ 19 min
Universal Orlando≈ 29 min
Downtown Orlando≈ 36 min
Orlando Int’l Airport (MCO)≈ 40 min
Downtown Tampa≈ 63 min
Tampa Int’l Airport (TPA)≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

West Haven is a short-term-rental community. See the full guide →

DAVENPORT 33896 — neighborhood snapshot

Population

23,074

Median age

33.8

Median income

$74,485

Median home value

$307,200

Avg household

2.66

Households w/ children

2,550

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer — 7.1 months of inventoryBuyer’s market

$350K → $363K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

206 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% above the DAVENPORT 33896 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $550,900 ▼ $49K
May 18, 2026Listed at $599,999 · 149 days on market since
2023Built · GLEN/WEST HAVEN

Reality check

What actually sold near 2099 DERWENT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2268 DERWENT DRIVESold · Jun ’26

$449,000

2268 DERWENT DRIVE · same community

5 bd · 4 ba · 2,804 sqft · $160/sqft · 13 DOM

2126 DERWENT DRIVESold · Oct ’25

$452,500

2126 DERWENT DRIVE · same community

6 bd · 4 ba · 2,804 sqft · $161/sqft · 149 DOM

2359 LANCASHIRE STREETSold · Dec ’25

$420,000

2359 LANCASHIRE STREET · same community

4 bd · 3 ba · 2,134 sqft · $197/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2099 DERWENT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2099 DERWENT DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2099 DERWENT DRIVE FAQs

What would the monthly payment be for 2099 DERWENT DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,411/mo — principal and interest, the actual property-tax bill, the $128/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2099 DERWENT DRIVE?+

The association fee works out to $128 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2099 DERWENT DRIVE?+

The most recent tax bill on record (2024) was $7,639. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2099 DERWENT DRIVE be rented short-term?+

Yes — this home sits inside West Haven, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 2099 DERWENT DRIVE?+

The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $550,900, this home is listed about 41% above the Davenport median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2099 DERWENT DRIVE?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$550,900 runs 50% above the DAVENPORT 33896 median — but at 3,931 sqft it's also nearly twice the size of the typical Davenport listing.

02Zoned for nightly rentals

West Haven is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03The price has already moved

Listed at $599,999, now $550,900 — a $49K cut. The full history is in the market section below.

Listing courtesy of COTTAGE REALTY INC · Rine Moore-Tyrell. MLS #O6404963.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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