2091 BRILLANTE DRIVE, ST CLOUD, FL, 34771
Active78 days on marketListed May 8, 2026MLS #O6406232
About this home
2091 BRILLANTE DRIVE
Seller offering $10K towards closing costs, prepaids or rate buydowns ! I could say "Welcome Home", but that doesn't come close to what this beautiful 4/3.5/2 home has in store! You would swear you are walking into a new build! The layout is amazing and has so many bonuses! The kitchen has all stainless steel appliances with granite countertops. The oversized isle is perfect for all your friends and friends to sit around while cooking or baking the most amazing Christmas or get together meals! Just as amazing are all the great times and memories you will make. You can just see all the pictures of the memorable times hanging on the walls that will just make this house the perfect home! The minute you walk in you can already see where all the holiday decorations will be. You just can't help yourself! As you walk upstairs you will be stunned by the amazing floors and the spacious bedrooms. They are the perfect size for a bedroom, office or anything your heart desires. If outside is your thing, step outside to the perfect fenced in yard that provides you privacy and is the perfect area to rest, play outside games or anything you can imagine. Want to step out, this place provides the closeness to highways that can take you to Lake Nona where you can visit all the amazing restaurants and dining! And to top it off the HOA fee is smaller than most you'll find. I'll warn you though, when you drive up to see this place, you'll be wishing you had your U-haul with you! Sound too good to be true, come check it out for yourself! I dare you! Seller offering a 1% lender credit toward buyer’s closing costs or interest rate buy-down when using seller’s preferred lender. Move-in ready and priced to sell!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,963
Sqft
0.15 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,006 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,006/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.9%
$/sqft vs St Cloud actives
$165 vs $220
Days on market
78 vs 33 typical
Where $165/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
196 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2091 BRILLANTE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$580,000
2047 BRILLANTE DRIVE · same community
4 bd · 3.5 ba · 2,884 sqft · $201/sqft · 37 DOM
Sold · May ’26$398,795
2090 BRILLANTE DRIVE · same community
3 bd · 3 ba · 2,736 sqft · $146/sqft · 28 DOM
Sold · Jul ’26$385,000
5329 JUBILOSO DRIVE · same community
4 bd · 3.5 ba · 2,364 sqft · $163/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2091 BRILLANTE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2091 BRILLANTE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2091 BRILLANTE DRIVE FAQs
What would the monthly payment be for 2091 BRILLANTE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,006/mo — principal and interest, the actual property-tax bill, the $127/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2091 BRILLANTE DRIVE?+
The association fee works out to $127 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2091 BRILLANTE DRIVE?+
The most recent tax bill on record (2025) was $7,418. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2091 BRILLANTE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $490,000, this home is listed about 15% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2091 BRILLANTE DRIVE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY HUB · Susan Young. MLS #O6406232.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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