1326 CLOVE DRIVE, POINCIANA, FL, 34759
Active97 days on marketListed May 11, 2026MLS #O6406633
About this home
1326 CLOVE DRIVE
4 Vacant lots to be able to Build 4 townhouses with 3 and 4 Bedrooms. If you need a construction loan and a General Contractor with experience in the community, let me help you. Qualify and live in one of the units, rent the rest. This lot plus 3 others available (total of 4) in the package. These lots are 4 townhome lots at Tuscany Preserve. The community has a clubhouse/pool and gymnasium. If you choose to build, the townhome units can be sold separately or held for income generation. The area is experiencing population growth, and the community is in a mature state of development. No waiting for infrastructure to be built - a readymade investment opportunity. The lot package consists of: 1326, 1322, 1318 and 1314 CLOVE DR. A total investment package to hold or develop.
Facts & features
The home at a glance
0.09 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$660 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$660/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Tuscany, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,788/mo median
Live Poinciana rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Lake Marion Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Tuscany is a short-term-rental community. See the full guide →
Lake Marion Village — neighborhood snapshot
Population
11,407
Median age
42
Median income
$49,898
Median home value
$208,705
Avg household
3
Households w/ children
1,676
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $285K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% below the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 1326 CLOVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$134,900
1773 CORIANDER DRIVE · same community
2 bd · 2 ba · 803 sqft · $168/sqft · 3 DOM
Sold · Nov ’25$172,500
1585 CUMIN DRIVE · same community
2 bd · 2 ba · 923 sqft · $187/sqft · 31 DOM
Sold · Sep ’25$200,000
1617 CUMIN DRIVE · same community
3 bd · 2 ba · 1,036 sqft · $193/sqft · 220 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1326 CLOVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1326 CLOVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1326 CLOVE DRIVE FAQs
What would the monthly payment be for 1326 CLOVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $660/mo — principal and interest, the actual property-tax bill, the $270/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1326 CLOVE DRIVE?+
The association fee works out to $270 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1326 CLOVE DRIVE?+
The most recent tax bill on record (2025) was $330. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1326 CLOVE DRIVE be rented short-term?+
Yes — this home sits inside Tuscany, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1326 CLOVE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $32,000, this home is listed about 89% below the Poinciana median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1326 CLOVE DRIVE?+
Laurel Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the POINCIANA 34759 market on paper
$32,000 is 86% below the POINCIANA 34759 median of $222,250.
02Zoned for nightly rentals
Tuscany is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
97 days on market against a Poinciana median of 19 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $140,000, now $32,000 — a $108K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EMPORIO REAL ESTATE · Ari Banegas. MLS #O6406633.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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