745 MENTMORE CIRCLE, DELTONA, FL, 32738
Active152 days on marketListed May 13, 2026MLS #O6406730
About this home
745 MENTMORE CIRCLE
Virtually Staged. Short Sale. Welcome to this well-cared-for and MOVE-IN READY 3-bedroom, 2-bath home in Deltona Lakes, where thoughtful updates, a spacious layout, and the freedom of NO HOA create the perfect place to call home. Situated on an OVERSIZED LOT, this property offers plenty of room to spread out both inside and out. Step inside to discover a bright and inviting Living Room filled with NATURAL LIGHT and centered around a cozy WOOD-BURNING FIREPLACE, creating the perfect gathering space. Sliding glass doors lead to the back patio, seamlessly connecting indoor and outdoor living. The home also features a separate Dining Room, ideal for entertaining or everyday meals. The UPDATED KITCHEN combines style and functionality with white cabinetry, NEW GRANITE COUNTERTOPS, NEW STAINLESS STEEL APPLIANCES (2023), a closet pantry, breakfast nook, and a convenient PASS-THROUGH WINDOW to the Living Room, making the space feel even more open and connected.The Primary Suite offers privacy and comfort, complete with a large built-in closet and an en suite bath accented by a STYLISH BARN DOOR. A split-bedroom floor plan places the two additional bedrooms and SECOND FULL BATH on the opposite side of the home, providing flexibility for family, guests, or a home office. Step outside to the ENCLOSED SCREENED PATIO overlooking the SPACIOUS FENCED BACKYARD, offering the perfect place to relax, entertain, or enjoy outdoor living year-round. With NO HOA RESTRICTIONS, there’s plenty of freedom to personalize the space—whether you envision a garden, workshop, play area, or additional outdoor entertaining features. This home has been EXTENSIVELY UPDATED for peace of mind, including a NEW ROOF (2023), NEW SEPTIC SYSTEM (2023), NEW WATER HEATER, INSULATED GARAGE DOOR, FRESH INTERIOR PAINT, NEW BASEBOARDS, NEW LUXURY VINYL PLANK FLOORING throughout, and NEW FENCING. Conveniently located in Deltona Lakes, the home offers EASY ACCESS to shopping, dining, parks, and major roadways for commuting. Outdoor enthusiasts will appreciate NEARBY DESTINATIONS like Lake Monroe, Green Springs Park, and the scenic Spring-to-Spring Trail. You’re also just a short drive from the CHARMING WATERFRONT AREAS of Sanford and the BEACHES of the Atlantic coast. With its modern updates, oversized lot, and NO-HOA FLEXIBILITY, this Deltona Lakes home offers an outstanding opportunity to enjoy comfortable Florida living with room to truly make it your own. Act quickly—this GEM won't last long!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,326
Sqft
0.23 ac
Lot size
2
Garage
1986
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,294 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,294/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.2%
$/sqft vs Deltona actives
$211 vs $205
Days on market
152 vs 52 typical
Where $211/sqft sits among the 343 Deltona actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deltona Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Deltona Lakes — neighborhood snapshot
Population
86,681
Median age
40
Median income
$72,296
Median home value
$254,238
Avg household
3
Households w/ children
10,582
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$300K → $319K
Deltona median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
175 of 343
Deltona actives have cut their price
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the DELTONA 32738 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 745 MENTMORE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$265,000
2916 MALDIVE COURT · same community
3 bd · 2 ba · 1,322 sqft · $200/sqft · 111 DOM
Sold · Oct ’25$285,000
681 OUTRIGGER DRIVE · same community
3 bd · 2 ba · 1,298 sqft · $220/sqft · 24 DOM
Sold · Jun ’26$299,900
2301 WEATHERFORD DRIVE · same community
3 bd · 2 ba · 1,226 sqft · $245/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 745 MENTMORE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 745 MENTMORE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
745 MENTMORE CIRCLE FAQs
What would the monthly payment be for 745 MENTMORE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,294/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 745 MENTMORE CIRCLE?+
The most recent tax bill on record (2025) was $4,336. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 745 MENTMORE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deltona?+
At $280,000, this home is listed about 15% below the Deltona median of $329,800. The market section on this page shows how the area is trending.
Which schools are assigned to 745 MENTMORE CIRCLE?+
Forest Lake Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6406730.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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