5105 STAR LINE DRIVE, ST CLOUD, FL, 34771
Active76 days on marketListed May 18, 2026MLS #O6408703
About this home
5105 STAR LINE DRIVE
Experience the perfect blend of peaceful country living and modern convenience with this beautifully maintained 3-bedroom, 2-bath modular home nestled on 5+ private acres just off Narcoossee Road and the highly sought-after Lake Nona Corridor. This property offers the space and freedom you’ve been looking for, complete with a sparkling in-ground pool and screened lanai — ideal for relaxing, entertaining, and enjoying Florida living year-round. Inside, you’ll find a comfortable and functional layout with spacious living areas, floor plan designed for privacy and convenience. Bring your toys, animals, boats, or RVs — there’s plenty of room to create your own rural retreat while still being minutes from Medical City, shopping, dining, Orlando International Airport, and major highways. Whether you’re looking for quiet country charm, room to grow, or a property with endless possibilities, this rare Lake Nona area acreage opportunity delivers it all.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,261
Sqft
5.27 ac
Lot size
2000
Year built
One
Levels
$298
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,271 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,271/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$298 vs $218
Days on market
76 vs 33 typical
Where $298/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
214 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5105 STAR LINE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$690,000
900 MOONLIGHT COURT · same community
4 bd · 2 ba · 1,848 sqft · $373/sqft · 129 DOM
Sold · Jun ’26$505,990
5303 HIGH LINE DRIVE
4 bd · 3 ba · 2,194 sqft · $231/sqft · 69 DOM
Sold · Mar ’26$435,990
5312 CENTER LAKE RANCH BOULEVARD
3 bd · 2.5 ba · 2,341 sqft · $186/sqft · 424 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 5105 STAR LINE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5105 STAR LINE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5105 STAR LINE DRIVE FAQs
What would the monthly payment be for 5105 STAR LINE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,271/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5105 STAR LINE DRIVE?+
The most recent tax bill on record (2025) was $2,595. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $674,900, this home is listed about 59% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5105 STAR LINE DRIVE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$674,900 runs 56% above the ST CLOUD 34771 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
76 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Amal Salama. MLS #O6408703.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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