2003 E WILLOW TRACE LANE, INVERNESS, FL, 34453
Active67 days on marketListed May 19, 2026MLS #O6409328
About this home
2003 E WILLOW TRACE LANE
Opportunity is knocking in Inverness! This vacant lot in Citrus County is your chance to own a piece of Florida at an affordable price. This 0.23-acre parcel is ready for your vision — whether you're looking to build your dream home, a weekend getaway, or add to your investment portfolio. No HOA means no restrictions and no extra fees — just pure freedom to build on your terms. Lot will need clearing. Buyer to verify all utilities, zoning, and buildability. Call today to make it yours!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$259 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$259/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34453 — neighborhood snapshot
Population
10,473
Median age
53.5
Median income
$58,064
Median home value
$174,500
Avg household
2.21
Households w/ children
905
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$240K → $270K
Inverness median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% below the INVERNESS 34453 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 2003 E WILLOW TRACE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$82,500
33 N EAST AVENUE
2 bd · 1.5 ba · 728 sqft · $113/sqft · 2 DOM
Sold · Sep ’25$110,000
2787 E EARTH STREET
2 bd · 2 ba · 920 sqft · $120/sqft · 8 DOM
Sold · Sep ’25$87,000
2621 E NORTH STREET
3 bd · 2 ba · 924 sqft · $94/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2003 E WILLOW TRACE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2003 E WILLOW TRACE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2003 E WILLOW TRACE LANE FAQs
What would the monthly payment be for 2003 E WILLOW TRACE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $259/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2003 E WILLOW TRACE LANE?+
The most recent tax bill on record (2025) was $51. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $15,000, this home is listed about 94% below the Inverness median of $258,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2003 E WILLOW TRACE LANE?+
Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Kelly Aratoon. MLS #O6409328.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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