4937 LOTTA COURT, ST CLOUD, FL, 34772
Active70 days on marketListed May 28, 2026MLS #O6411587
About this home
4937 LOTTA COURT
You will love this expansive floorplan with five bedrooms, four bathrooms, a three car garage, that is designed for growing families. Additional rooms include an oversized game room, breakfast nook and an upstairs laundry room for added convenience. The owner suite has a luxurious walk in closet, owner bathroom with bathtub, his and hers sinks, and a walk in shower. There is also a large covered patio to enjoy the views and the outdoors all year long. Hanover Lakes is a much sought after waterfront community. Perfect for boating, fishing and enjoying nature. Amenities to include: Dock and lift to the Chain of Lakes, Splash Park, Resort Style Swimming Pool and Cabana. Hanover Lakes’ also has a great location. Minutes away from the Florida Turnpike with tons of shopping and dining options such as Harmony Farmers Market, it is convenient to get anywhere you need. Your family will love living and creating memories together at Hanover Lakes. Solar fee of $75 is not included in the rent but negotiable. It saves the tenant electricity bill for the similar amount. Special rate for rent is good for Aug move in.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,910
Sqft
0.16 ac
Lot size
3
Garage
2021
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$1 vs $218
Days on market
70 vs 43 typical
Where $1/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
204 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4937 LOTTA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$630,000
5001 CENTER COURT
6 bd · 4.5 ba · 3,855 sqft · $163/sqft · 60 DOM
Sold · Feb ’26$675,000
3297 WAUSEON DRIVE
5 bd · 3.5 ba · 3,854 sqft · $175/sqft · 100 DOM
Sold · Feb ’26$635,000
3273 WAUSEON DRIVE
5 bd · 3.5 ba · 3,854 sqft · $165/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4937 LOTTA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4937 LOTTA COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4937 LOTTA COURT FAQs
What would the monthly payment be for 4937 LOTTA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4937 LOTTA COURT?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $2,995, this home is listed about 99% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4937 LOTTA COURT?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34772 market on paper
$2,995 is 99% below the ST CLOUD 34772 median of $375,000, and at $1/sqft it sits under the St Cloud average of $238.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $3,400, now $2,995 — a $405 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TOPSKY REALTY INC · Eileen Li. MLS #O6411587.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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