
107 S HIGH STREET, LAKE MARY, FL, 32746
Active128 days on marketListed Jun 10, 2026MLS #O6414462
About this home
107 S HIGH STREET
Virtually Staged. COMPREHENSIVELY RENOVATED 4-BEDROOM, 2.5-BATH HOME ON 0.40 ACRES WITH NO HOA IN LAKE MARY! Situated on an expansive 0.40-acre lot—nearly half an acre—107 S High Street offers approximately 2,340 square feet of living space, a storage shed, and the freedom of NO HOA. This home has undergone an extensive renovation that goes far beyond cosmetic updates. The interior was taken down to the existing framing and rebuilt, including NEW DRYWALL THROUGHOUT, NEW INSULATION THROUGHOUT, extensive electrical upgrades with mostly NEW WIRING, NEW ENERGY-EFFICIENT IMPACT WINDOWS, a NEW A/C SYSTEM, new flooring, new lighting, new trim and baseboards, and fresh interior and exterior paint. The roof was replaced in 2021. The completely renovated kitchen features NEW CABINETRY, QUARTZ COUNTERTOPS, new hardware, fixtures, and appliances, creating a clean and modern centerpiece for the home. The bathrooms have also been fully renovated with NEW VANITIES, TILE, PLUMBING FIXTURES, GLASS ENCLOSURES, and contemporary finishes. New LVP flooring, updated lighting fixtures, trim, baseboards, and interior finishes carry the updated look throughout the home. The extensive improvements were designed to address both what you see and what you don't see—combining stylish finishes with significant upgrades to the home's major components. Energy-efficient impact windows and new insulation help improve comfort and efficiency, while the new A/C, extensive electrical improvements, and 2021 roof provide added peace of mind. A detached shed provides additional storage, while the generous 0.40-acre lot provides plenty of outdoor space to enjoy. This is not simply a home with an updated kitchen and bathrooms—the interior was substantially rebuilt from the existing framing, creating a move-in-ready property with comprehensive improvements throughout. The surrounding area continues to see investment and redevelopment. The neighboring property is planned for demolition and redevelopment with a new luxury home, further contributing to the ongoing improvement of the immediate area. With 4 bedrooms, 2.5 bathrooms, approximately 2,340 square feet, nearly HALF AN ACRE, NO HOA, extensive renovations, impact windows, major system improvements, modern finishes, and a desirable Lake Mary location, 107 S High Street offers an exceptional combination of space, freedom, style, efficiency, and substantial upgrades. Schedule your private showing and experience this beautifully transformed Lake Mary home!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,340
Sqft
0.4 ac
Lot size
2
Garage
1973
Year built
One
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,950 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,950/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.9%
$/sqft vs Lake Mary actives
$254 vs $243
Days on market
128 vs 49 typical
Where $254/sqft sits among the 187 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Greenleaf Wilsons
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Greenleaf Wilsons — neighborhood snapshot
Population
564
Median age
37
Median income
$105,681
Median home value
$379,177
Avg household
2
Households w/ children
64%
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
98 of 187
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 107 S HIGH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$640,000
530 LAKE BINGHAM ROAD
3 bd · 3 ba · 2,341 sqft · $273/sqft · 34 DOM
Sold · Jun ’26$550,000
252 SHADY OAKS CIRCLE
4 bd · 2 ba · 2,362 sqft · $233/sqft · 17 DOM
Sold · Mar ’26$580,000
585 MOURNING DOVE CIRCLE
4 bd · 2 ba · 2,310 sqft · $251/sqft · 292 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 107 S HIGH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 107 S HIGH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
107 S HIGH STREET FAQs
What would the monthly payment be for 107 S HIGH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,950/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 107 S HIGH STREET?+
The most recent tax bill on record (2025) was $4,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Mary?+
At $595,000, this home is listed about 22% above the Lake Mary median of $489,000. The market section on this page shows how the area is trending.
Which schools are assigned to 107 S HIGH STREET?+
Lake Mary Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$595,000 runs 51% above the LAKE MARY 32746 median — but at 2,340 sqft it's also 20% larger than the typical Lake Mary listing.
02Time on market is leverage
128 days on market against a Lake Mary median of 49 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake Mary Elementary School, Seminole High School, Millennium Middle School — Lake Mary Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $640,000, now $595,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VESTI LLC · Maribel Ramos, LLC. MLS #O6414462.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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