
3617 VEGA CREEK DRIVE, ST CLOUD, FL, 34772
Pending51 days on marketListed Jun 17, 2026MLS #O6415772
About this home
3617 VEGA CREEK DRIVE
This beautifully 3/2 plus a den, one story, carpet-free home perfectly blends modern elegance with everyday functionality. Step through the glass French doors into a private den, perfect for an office, fitness room, game room and more! Next to the wide-open great room, you’ll find the chef inspired kitchen featuring white cabinetry, stone countertops, stainless steel appliances, and a central island ideal for entertaining. Retreat to the primary suite featuring a walk-in closet, dual-sink vanity, and a sleek STEP-IN SHOWER. The flooring is durable plank CERAMIC TILE throughout, the laundry has a utility sink and there’s a mudroom designed to be highly organized. The THREE CAR GARAGE and ample driveway gives you many possibilities, like extra storage or room for additional vehicles and weekend gear. Outside, the large fully FENCED BACKYARD currently offers ultimate privacy with peaceful conservation views and no rear neighbors. Nestled in a community with a pool and playground, just minutes from dining, shopping, and the FL Turnpike for seamless commutes to theme parks like Disney, Universal, Sea World, the International Airport, main roads and employers. Come see it for yourself today! ** RENTERS INSURANCE REQUIRED ** If Washer and Dryer are included, they will be AS-IS All residents are enrolled in the Resident Benefits Package (RBP) for $35.00/month which includes credit building to help boost the resident’s credit score with timely rent payments, up to $1M Identity Theft Protection, HVAC air filter delivery, move-in concierge service making utility connection and home service setup a breeze during your move-in, our best-in-class resident rewards program, and much more! More details upon application. If approved for this home, new tenants must pay a $200.00 lease coordination fee due at the same time as the security deposit payment.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,144
Sqft
0.17 ac
Lot size
3
Garage
2019
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $395K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3617 VEGA CREEK DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3617 VEGA CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3617 VEGA CREEK DRIVE FAQs
What would the monthly payment be for 3617 VEGA CREEK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3617 VEGA CREEK DRIVE?+
The listing reports pets: Breed Restrictions, Monthly Pet Fee, Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $2,300, this home is listed about 99% below the St Cloud median of $429,675. The market section on this page shows how the area is trending.
Which schools are assigned to 3617 VEGA CREEK DRIVE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34772 market on paper
$2,300 is 99% below the ST CLOUD 34772 median of $379,000, and at $1/sqft it sits under the St Cloud average of $237.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $2,400, now $2,300 — a $100 cut. The full history is in the market section below.
Listing courtesy of CT HOMES REALTY CORPORATION · Francisco Nieves-Taranto. MLS #O6415772.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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