5581 VIGO LOOP, ST CLOUD, FL, 34771
Active39 days on marketListed Jun 10, 2026MLS #O6415901
About this home
5581 VIGO LOOP
Welcome to this beautiful, nearly new 5-bedroom, 3-bathroom home in the highly sought-after Siena Reserve community of St. Cloud. Built in 2023, this spacious residence offers the perfect blend of modern design, comfort, and convenience. Step inside to discover an open-concept floor plan filled with natural light, ideal for both everyday living and entertaining. The gourmet kitchen features sleek countertops, stainless steel appliances, ample cabinetry, and a large center island that serves as the heart of the home. The spacious living and dining areas seamlessly flow together, creating an inviting atmosphere for family gatherings and special occasions. The luxurious primary suite provides a private retreat with a generous walk-in closet and a well-appointed en-suite bathroom. Four additional bedrooms with plenty of space for family members, guests, or a home office setup. Enjoy peaceful pond views from your backyard and take advantage of the exceptional community amenities, including a resort-style swimming pool, cabana, playground, and scenic walking trails. Conveniently located just minutes from Lake Nona, Medical City, Orlando International Airport, and major roadways including SR 417, SR 528, and the Florida Turnpike, this home offers easy access to top-rated schools, shopping, dining, and entertainment. Don't miss this opportunity to live in one of St. Cloud's most desirable communities. Schedule your private showing today and make this stunning home yours!.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,050
Sqft
0.14 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SIENA RESERVE
$1 vs $294
Days on market
39 vs 33 typical
Where $1/sqft sits among the 14 homes for sale in SIENA RESERVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
3 of 14
SIENA RESERVE have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5581 VIGO LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$500,000
12948 SW 229th St, Miami FL 33170 · same community
4 bd · 3.5 ba · 3,139 sqft · $159/sqft · 443 DOM
Sold · Jul ’26$455,000
23124 SW 130th Ave, Miami FL 33170 · same community
4 bd · 2.5 ba · 1,827 sqft · $249/sqft · 18 DOM
Sold · Apr ’26$435,000
12972 SW 233rd Ter, Homestead FL 33032 · same community
3 bd · 2.5 ba · 1,545 sqft · $282/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5581 VIGO LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5581 VIGO LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5581 VIGO LOOP FAQs
What would the monthly payment be for 5581 VIGO LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5581 VIGO LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $3,100, this home is listed about 99% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5581 VIGO LOOP?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Bala Mandla. MLS #O6415901.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 5581 VIGO LOOP but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kevin to ping you on any price or status change →