7563 BENT TREE LOOP, ST CLOUD, FL, 34771
Active37 days on marketListed Jun 12, 2026MLS #O6416315
About this home
7563 BENT TREE LOOP
Wake up each morning to serene lake views and end your day with breathtaking Florida sunsets right from your backyard. This beautiful 3-bedroom, 2-baths home creates the perfect setting to relax, unwind, and create lasting memories with family and friends. Elevated ceilings and an open-concept design provide a bright and welcoming atmosphere, while the gourmet kitchen serves as the heart of the home—perfect for gathering, entertaining, and enjoying everyday moments. The spacious primary suite offers a peaceful retreat, and the home's energy-efficient features and quality concrete block construction provide comfort and peace of mind for years to come. Whether enjoying your morning coffee on the covered lanai as the sun rises over the water or spending evenings with loved ones watching colorful sunsets reflect across the lake, this peaceful waterfront backdrop brings a sense of tranquility that's hard to find. It's more than just a home—it's a place where memories are made and every day feels a little more special. "Opportunities like this don't come along often. Schedule your private showing today and experience firsthand the beauty, tranquility, and unforgettable sunsets that make this lake-view home truly special."
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,515
Sqft
0.14 ac
Lot size
2
Garage
2026
Year built
One
Levels
$252
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,715 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,715/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.2%
$/sqft vs HARMONY CENTRAL PH 2
$252 vs $222
Days on market
37 vs 33 typical
Where $252/sqft sits among the 13 homes for sale in HARMONY CENTRAL PH 2
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
2 of 13
HARMONY CENTRAL PH 2 have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 7563 BENT TREE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$382,900
3608 BRIARLYNNE WAY · same community
3 bd · 2 ba · 1,515 sqft · $253/sqft · 0 DOM
Sold · Apr ’26$370,900
3651 BRIARLYNNE WAY · same community
4 bd · 2 ba · 1,602 sqft · $232/sqft · 0 DOM
Sold · Dec ’25$393,900
7512 BENT TREE LOOP · same community
4 bd · 2 ba · 1,820 sqft · $216/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7563 BENT TREE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7563 BENT TREE LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7563 BENT TREE LOOP FAQs
What would the monthly payment be for 7563 BENT TREE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,715/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7563 BENT TREE LOOP?+
The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7563 BENT TREE LOOP?+
The most recent tax bill on record (2025) was $831. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7563 BENT TREE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $381,900, this home is listed about 10% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7563 BENT TREE LOOP?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS HOMES REALTY, INC. · Viviani Moreno De Segovia. MLS #O6416315.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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