CENTURY 21 Edge
$410,0004 bd2 ba1,846 sqft$222 /sqft$3,274 /mo all-in ↓

415 TALISI LOOP, ST CLOUD, FL, 34771

Active32 days on marketListed Jun 17, 2026MLS #O6416531

Priced 3% below the ST CLOUD 34771 medianSingle Family ResidenceSUMMERLY PH 3

About this home

415 TALISI LOOP

Experience the perfect blend of style, comfort, and location in this beautifully appointed 4-bedroom, 2-bath home. Featuring a spacious open-concept design, this home showcases luxury vinyl plank flooring, designer lighting, and a stunning chef-inspired kitchen complete with quartz countertops, white shaker cabinetry, stainless steel appliances, a subway tile backsplash, and an oversized center island perfect for gathering and entertaining. This property even includes storage in the garage as well as epoxy floors. One of the home's standout features is its serene pond view, enjoyed from the kitchen, dining area, living room, and backyard—creating a peaceful backdrop for everyday living and unforgettable sunsets. Located in a sought-after community with resort-style amenities, including a sparkling pool and playground, this home offers both relaxation and recreation just steps from your door. Conveniently situated near Narcoossee Road, Lake Nona Medical City, Orlando International Airport, Florida's Turnpike, and SR-417, you'll enjoy easy access to top employers, shopping, dining, and highly regarded schools. Outdoor enthusiasts will love being just minutes from the Saint Cloud Lakefront and East Lake Tohopekaliga (Lake Toho), one of Central Florida's premier destinations for boating, world-class fishing, waterfront parks, walking trails, marina access, family events, and breathtaking Florida sunsets. Whether you're looking for a peaceful retreat or a home close to everything Central Florida has to offer, this exceptional property delivers the best of both worlds.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,846

Sqft

0.14 ac

Lot size

2

Garage

2023

Year built

One

Levels

$222

Per sqft

Water viewPets allowed

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorOpen Floorplan
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ExteriorSidewalk

Community & fees

HOA fee$83/mo
Taxes (2025)$5,235/yr
PetsYes
CommunityClubhouse · Playground · Pool

Utilities & systems

UtilitiesPrivate · Public
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,274 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,414
FHA mortgage insurance (est.)$181
Property tax — 2025 actual bill$436
HOA fee — from the listing$83
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,350
Interest rate6.00%
Loan term

Estimated payment

$3,274/mo

Principal & interest$2,414
FHA mortgage insurance (est.)$181
Property taxes (actual bill)$436
HOA / condo fee$83
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $410K
$394KedgeAI estimate $415,953 · range $411K$422K$439K

vs edgeAI estimate

−1.4%

$/sqft vs St Cloud actives

$222 vs $221

Days on market

32 vs 33 typical

Where $222/sqft sits among the 400 St Cloud actives

99
126 · this home
87
37
16
35
$156–192$192–228$228–264$264–300$300–335$335+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 415 TALISI LOOP

Drive times from this address

Orlando Int’l Airport (MCO)35 min
Downtown Orlando40 min
Universal Orlando47 min
Walt Disney World51 min

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

189 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% below the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

Jun 17, 2026Listed at $410,000 · 32 days on market since
2023Built · SUMMERLY PH 3

Reality check

What actually sold near 415 TALISI LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

447 TALISI LOOPSold · Dec ’25

$387,000

447 TALISI LOOP · same community

4 bd · 2 ba · 1,846 sqft · $210/sqft · 71 DOM

421 CHAYNE PLACESold · Jun ’26

$485,000

421 CHAYNE PLACE · same community

5 bd · 3 ba · 2,626 sqft · $185/sqft · 25 DOM

468 TALISI LOOPSold · Nov ’25

$540,000

468 TALISI LOOP · same community

5 bd · 3 ba · 2,626 sqft · $206/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 415 TALISI LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 415 TALISI LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

415 TALISI LOOP FAQs

What would the monthly payment be for 415 TALISI LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,274/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 415 TALISI LOOP?+

The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 415 TALISI LOOP?+

The most recent tax bill on record (2025) was $5,235. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 415 TALISI LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $410,000, this home is listed about 4% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 415 TALISI LOOP?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LA ROSA REALTY CENTRAL FLORIDA LLC · Maria Fernandez. MLS #O6416531.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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