2148 BETSY ROSS LANE UNIT 2148, ST CLOUD, FL, 34769
Active46 days on marketListed Jun 19, 2026MLS #O6418544
About this home
2148 BETSY ROSS LANE UNIT 2148
Welcome to this elegant and well-maintained condo in the heart of St. Cloud, conveniently located near shopping, dining, entertainment, and with easy access to the Florida Turnpike.** This beautiful 2-bedroom, 2-bathroom residence features a private one-car garage and a spacious screened balcony overlooking a lush green community area, creating the perfect setting to relax and enjoy the outdoors. The balcony is easily accessible from the living room, seamlessly extending your living space. Inside, you'll find an inviting open-concept floor plan enhanced by high ceilings, abundant natural light, ceramic tile flooring in the kitchen, and laminate flooring throughout the main living areas. The spacious kitchen opens to the living and dining areas, making it ideal for both everyday living and entertaining. The primary suite offers a generous walk-in closet and an ensuite bathroom with dual vanities and ample lighting. A well-sized secondary bedroom and full bathroom provide comfort and flexibility for guests, family members, or a home office. Residents enjoy access to outstanding community amenities, including a resort-style swimming pool, clubhouse, fitness center, playground, volleyball court, and a scenic walking trail along the lake. Don't miss this opportunity to own a move-in-ready home in one of St. Cloud's most convenient and desirable locations.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,273
Sqft
0.07 ac
Lot size
1
Garage
2015
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$1 vs $219
Days on market
46 vs 43 typical
Where $1/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Anthem Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
Anthem Park — neighborhood snapshot
Population
2,695
Median age
37
Median income
$82,667
Median home value
$246,500
Avg household
4
Households w/ children
224
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $406K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
214 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2148 BETSY ROSS LANE UNIT 2148
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$224,000
2124 BETSY ROSS LANE
2 bd · 2 ba · 1,273 sqft · $176/sqft · 98 DOM
Sold · Sep ’25$290,000
3433 CYPRESS POINT CIRCLE
3 bd · 2 ba · 1,279 sqft · $227/sqft · 9 DOM
Sold · Jan ’26$277,500
3421 VILLAGE GREEN COURT
2 bd · 2 ba · 1,257 sqft · $221/sqft · 133 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2148 BETSY ROSS LANE UNIT 2148 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2148 BETSY ROSS LANE UNIT 2148 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2148 BETSY ROSS LANE UNIT 2148 FAQs
What would the monthly payment be for 2148 BETSY ROSS LANE UNIT 2148?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2148 BETSY ROSS LANE UNIT 2148?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $1,775, this home is listed about 100% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2148 BETSY ROSS LANE UNIT 2148?+
Neptune Elementary School (elementary), Neptune Middle School (middle), St. Cloud High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34769 market on paper
$1,775 is 99% below the ST CLOUD 34769 median of $270,000, and at $1/sqft it sits under the St Cloud average of $236.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $2,050, now $1,775 — a $275 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUSILIER MANAGEMENT GROUP. MLS #O6418544.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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