1113 PEARL TREE ROAD, DELTONA, FL, 32725
Active116 days on marketListed Jun 24, 2026MLS #O6419231
About this home
1113 PEARL TREE ROAD
MOTIVATED SELLER! ASSUMABLE LOAN AT 4.5% — BRING YOUR OFFER! Welcome to this beautifully maintained 4-bedroom, 2.5-bath home with a 3-car garage in desirable Hampton Oaks, Deltona. Built in 2022 and offering over 2,700 square feet of living space, this home combines modern finishes, functionality, and plenty of room to spread out. A major highlight is the assumable loan at an attractive 4.5% interest rate, potentially offering a significant financing advantage to a qualified buyer. Buyers are encouraged to inquire about the loan balance, assumption terms, lender approval, and eligibility requirements. Inside, you'll find an open-concept layout with ceramic tile flooring throughout the main living areas and a bright, spacious living room that flows into the well-appointed kitchen. The kitchen features quartz countertops, stainless steel appliances, decorative backsplash, pendant and recessed lighting, abundant cabinetry, a large center island, and a generous walk-in pantry. The adjacent dining area is ideal for everyday meals and entertaining. A versatile flex room provides additional space for a home office, den, playroom, formal dining area, or potential fifth bedroom. The split-bedroom floor plan offers privacy, while the spacious primary suite features a large walk-in closet and an en-suite bath with dual vanities and a walk-in shower with glass enclosure. Additional features include a Nest Smart Thermostat, dedicated indoor laundry room with washer and dryer included, and sliding glass doors leading to a covered lanai and fully fenced backyard with durable PVC fencing and playground. The home sits on a generous quarter-acre lot, providing plenty of outdoor space for relaxing and entertaining. Hampton Oaks offers sidewalks, a community playground, low HOA fees, and no CDD. Conveniently located near I-4, shopping, dining, medical facilities, parks, and major roadways, with easy access to Orlando, Daytona Beach, and surrounding areas. Don't miss this opportunity to own a nearly new home with a 4.5% assumable loan, 3-car garage, quarter-acre lot, and spacious living areas. Motivated Seller — bring your offer and schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,760
Sqft
0.25 ac
Lot size
3
Garage
2022
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,373 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,373/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.4%
$/sqft vs HAMPTON OAKS
$178 vs $190
Days on market
116 vs 51 typical
Where $178/sqft sits among the 7 homes for sale in HAMPTON OAKS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deltona Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Deltona Lakes — neighborhood snapshot
Population
86,681
Median age
40
Median income
$72,296
Median home value
$254,238
Avg household
3
Households w/ children
10,582
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$300K → $319K
Deltona median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
4 of 7
HAMPTON OAKS have cut their price
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the DELTONA 32725 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 1113 PEARL TREE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$507,000
1647 MEADOWLARK DRIVE · same community
4 bd · 3 ba · 2,691 sqft · $188/sqft · 14 DOM
Sold · Jun ’26$389,000
1308 STERLING POINTE DRIVE · same community
4 bd · 2.5 ba · 2,479 sqft · $157/sqft · 117 DOM
Sold · Jun ’26$505,000
1611 MEADOWLARK DRIVE · same community
4 bd · 3.5 ba · 3,154 sqft · $160/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 1113 PEARL TREE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1113 PEARL TREE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1113 PEARL TREE ROAD FAQs
What would the monthly payment be for 1113 PEARL TREE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,373/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1113 PEARL TREE ROAD?+
The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1113 PEARL TREE ROAD?+
The most recent tax bill on record (2026) was $498. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1113 PEARL TREE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deltona?+
At $489,900, this home is listed about 49% above the Deltona median of $329,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1113 PEARL TREE ROAD?+
Spirit Elementary School (elementary), Deltona High School (high), Deltona Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$489,900 runs 69% above the DELTONA 32725 median — but at 2,760 sqft it's also 72% larger than the typical Deltona listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
116 days on market against a Deltona median of 51 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $499,900, now $489,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS WINTER PARK · Betsy Breton-Garcia, PA. MLS #O6419231.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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