CENTURY 21 Edge
$779,000$850,0006 bd4 ba4,001 sqft$195 /sqft≈$5,495 /mo all-in ↓

1603 JOHNS COVE LN, OAKLAND, FL, 34787

Active97 days on marketListed Jul 8, 2026MLS #O6419418

✦ Reduced $71KPrivate poolSingle Family ResidenceJOHNS COVE

About this home

1603 JOHNS COVE LN

PRICE REDUCED! Make this 6-bedroom, 4-bath home in gated Johns Cove your own in time for the holidays. Set on a private cul-de-sac with no rear neighbors, it offers room to gather and space to unwind. Formal living and dining rooms, a large family room, vaulted ceilings, and a double staircase welcome you inside. The kitchen features stainless steel appliances, granite countertops, an island, and a breakfast area with pond views. The first-floor primary suite overlooks the pool and includes dual vanities, a garden tub, separate shower, and walk-in closet. Upstairs offers spacious bedrooms and a dedicated movie room. Enjoy a screened saltwater pool and spa, updated full pool bath, covered lanai, and private balcony. Residents have access to a private boat ramp on Johns Lake for fishing, boating, paddleboarding, and kayaking. Near West Orange Trail, Downtown Winter Garden, Winter Garden Village, shopping, dining, and schools. Motivated sellers are ready for their next chapter!

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

4,001

Sqft

0.57 ac

Lot size

2

Garage

2004

Year built

Two

Levels

$195

Per sqft

Private poolPool viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesSoutheast
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorBalcony · Irrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$175/mo
Taxes (2025)$7,975/yr
PetsYes
CommunityCommunity Boat Ramp · Fishing · Private Boat Ramp · Water Access · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Available · Public · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,495 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,203
PMI (est., until 20% equity)$292
Property tax — 2025 actual bill$665
HOA fee — from the listing$175
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,900
Interest rate6.00%
Loan term

Estimated payment

$5,495/mo

Principal & interest$4,203
PMI (est., until 20% equity)$292
Property taxes (actual bill)$665
HOA / condo fee$175
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $779K
$748KedgeAI estimate $1,018,821 · range $917K–$1.0M$1.1M

vs edgeAI estimate

−23.5%

$/sqft vs Oakland actives

$195 vs $284

Days on market

97 vs 43 typical

Where $195/sqft sits among the 31 Oakland actives

15 · this home
4
4
1
0
7
$195–264$264–334$334–403$403–473$473–542$542+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Johns Cove

Drive times from this address

Downtown Orlando≈ 22 min
Universal Orlando≈ 25 min
Walt Disney World≈ 32 min
Orlando Int’l Airport (MCO)≈ 36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oakland. See the full Oakland guide →

Johns Cove — neighborhood snapshot

Population

191

Median age

41

Median income

$141,790

Median home value

$525,200

Avg household

3

Households w/ children

23%

For the school run

Orange County School District

ElementaryTildenville Elementary★★★★★
MiddleLakeview Middle★★★★★
HighWest Orange High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oakland market

Seller’s marketLeans seller — 3.7 months of inventoryBuyer’s market

$605K → $697K

Oakland median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

11 of 31

Oakland actives have cut their price

Median sold price, Oakland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% above the OAKLAND 34787 median. See the full Oakland market guide →

Paper trail

This home's history

CurrentPrice reduced to $779,000 ▼ $71K
Jul 8, 2026Listed at $850,000 · 97 days on market since
2004Built · JOHNS COVE

Reality check

What actually sold near 1603 JOHNS COVE LN

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1412 JOHNS COVE LANESold · Aug ’26

$1,500,000

1412 JOHNS COVE LANE · same community

4 bd · 4.5 ba · 3,613 sqft · $415/sqft · 94 DOM

570 JOHNS LANDING WAYSold · Mar ’26

$692,000

570 JOHNS LANDING WAY

5 bd · 4 ba · 4,030 sqft · $172/sqft · 6 DOM

219 LARGOVISTA DRIVESold · Feb ’26

$592,000

219 LARGOVISTA DRIVE

5 bd · 4 ba · 3,903 sqft · $152/sqft · 130 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1603 JOHNS COVE LN — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1603 JOHNS COVE LN — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1603 JOHNS COVE LN FAQs

What would the monthly payment be for 1603 JOHNS COVE LN?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,495/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1603 JOHNS COVE LN?+

The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1603 JOHNS COVE LN?+

The most recent tax bill on record (2025) was $7,975. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1603 JOHNS COVE LN?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oakland?+

At $779,000, this home is listed about 2% below the Oakland median of $796,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1603 JOHNS COVE LN?+

Tildenville Elementary (elementary), Lakeview Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$779,000 runs 58% above the OAKLAND 34787 median — but at 4,001 sqft it's also 17% larger than the typical Oakland listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

97 days on market against a Oakland median of 43 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Tildenville Elementary, Lakeview Middle, West Orange High — Tildenville Elementary rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $850,000, now $779,000 — a $71K cut. The full history is in the market section below.

Listing courtesy of RE/MAX TOWN & COUNTRY REALTY · Dominick Florio. MLS #O6419418.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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