CENTURY 21 Edge
Short-Term Rental Eligible
$279,9994 bd3 ba1,748 sqft$160 /sqft$2,279 /mo all-in ↓

245 MANGO DRIVE, DAVENPORT, FL, 33897

Active41 days on marketListed Jun 23, 2026MLS #O6419449

Priced 18% below the DAVENPORT 33897 medianTownhouseISLAND CLUB WEST PH 01

About this home

245 MANGO DRIVE

Investor opportunity, primary residence, vacation home, or all three! This versatile property checks every box! Located in the highly sought-after Island Club West community right in Davenport Florida, this unique townhome features a spacious 3-bedroom, 2-bathroom in the main residence plus a private studio apartment complete with its own separate entrance, full bathroom, closet, and kitchenette. One of the biggest advantages? This property is short-term rental eligible, allowing owners to legally operate vacation rentals and capitalize on the area's thriving tourism market. Whether you're hosting Disney vacationers, housing local professionals, living in one unit while renting the other, or leasing both spaces for maximum income potential, the possibilities are endless. Inside the main residence, all bedrooms are located upstairs and feature brand-new carpeting, while the primary suite boasts a completely remodeled bathroom. Downstairs, you'll find an inviting kitchen, dining area, and living room that opens to a private lanai—perfect for grilling & relaxing after a day in the Florida sunshine. The attached studio functions as its own private living space, making it ideal for generating additional rental income, accommodating guests, or creating a multi-generational living arrangement. With a low HOA of just $230/month, residents enjoy access to outstanding community amenities including a resort-style pool, fitness center, tennis courts, clubhouse, and more. Conveniently located near Disney, major highways, shopping, dining, and entertainment, this home is positioned in one of Central Florida's fastest-growing corridors. The Davenport area continues to experience tremendous growth and demand, making now the perfect time to secure a property with built-in income potential. Whether you're looking for a smart investment, a primary residence with mortgage-offset opportunities, or a vacation rental designed to generate cash flow, this property delivers on every level. Opportunities like this don't come around often so schedule your showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,748

Sqft

0.02 ac

Lot size

2001

Year built

Two

Levels

$160

Per sqft

Inside

FlooringCarpet · Tile · Vinyl
AppliancesConvection Oven · Dishwasher · Microwave · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Split Bedroom · Walk-In Closet(s)
LaundryElectric Dryer Hookup · In Kitchen · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesNorth
ParkingAssigned · Guest · Other
ExteriorPrivate Entrance · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$230/mo
Taxes (2025)$1,401/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,279 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property tax — 2025 actual bill$117
HOA fee — from the listing$230
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,800
Interest rate6.00%
Loan term

Estimated payment

$2,279/mo

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property taxes (actual bill)$117
HOA / condo fee$230
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $280K
$241KedgeAI estimate $259,087 · range $251K$275K$291K

vs edgeAI estimate

+8.1%

$/sqft vs Davenport actives

$160 vs $190

Days on market

41 vs 42 typical

Where $160/sqft sits among the 400 Davenport actives

65 · this home
105
91
63
39
37
$148–166$166–184$184–202$202–220$220–238$238+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Highlands Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityHighlands Reserve
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,295/mo median

MarketDavenport
Annual gross at median$27,540
Gross yield on this price9.8%
Homes for rent right now587

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Florida short-term market

▼ Softening

46%

Occupancy

▼ 35% yr/yr

$302

Avg nightly rate

▲ 16% yr/yr

$31K/yr

Revenue per listing

$138

RevPAR

70 days

Booking lead time

5.9 nights

Avg stay

3

Typical min nights

3,730

Active rentals

▲ 7% supply

Seasonality — monthly occupancy

Peaks at 55% in Mar · bottoms at 36% in Jun

40%
53%
55%
53%
42%
36%
55%
46%
38%
41%
41%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.

Where it sits

Inside Highlands Reserve

Map of 245 MANGO DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World20 min
Universal Orlando34 min
Downtown Orlando40 min
Orlando Int’l Airport (MCO)45 min
Downtown Tampa66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Highlands Reserve is a short-term-rental community. See the full guide →

Highlands Reserve — neighborhood snapshot

Population

6,506

Median age

36

Median income

$84,032

Median home value

$295,812

Avg household

3

Households w/ children

814

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

172 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the DAVENPORT 33897 median. See the full Davenport market guide →

Paper trail

This home's history

Jun 23, 2026Listed at $279,999 · 41 days on market since
2001Built · ISLAND CLUB WEST PH 01

Reality check

What actually sold near 245 MANGO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

115 DILLON WAYSold · Dec ’25

$450,000

115 DILLON WAY

3 bd · 2 ba · 1,791 sqft · $251/sqft · 13 DOM

218 TROON CIRCLESold · May ’26

$400,000

218 TROON CIRCLE

4 bd · 2 ba · 1,700 sqft · $235/sqft · 67 DOM

431 LOCKBREEZE DRIVESold · Jul ’26

$360,000

431 LOCKBREEZE DRIVE

3 bd · 2 ba · 1,611 sqft · $223/sqft · 79 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 245 MANGO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 245 MANGO DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

245 MANGO DRIVE FAQs

What would the monthly payment be for 245 MANGO DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,279/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 245 MANGO DRIVE?+

The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 245 MANGO DRIVE?+

The most recent tax bill on record (2025) was $1,401. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 245 MANGO DRIVE be rented short-term?+

Yes — this home sits inside Highlands Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 245 MANGO DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $279,999, this home is listed about 28% below the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to 245 MANGO DRIVE?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Jeavanna Lanza PA. MLS #O6419449.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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