5093 STARLING BIRD LANE, ST CLOUD, FL, 34771
Pending32 days on marketListed Jul 2, 2026MLS #O6420533
About this home
5093 STARLING BIRD LANE
Under Construction. Explore The Landings at Live Oak Lake, a new single-family home community blending city charm with a distinct identity, all without a CDD. Situated between downtown St. Cloud and Lake Nona, it offers private amenities such as a pool & cabana, playground, trails, and playfield amidst serene ponds and conservation homesites. Welcome to the luxurious Mabel bungalow, a stunning new construction that perfectly blends modern design with everyday convenience. This home offers 4 bedrooms, 3 bathrooms, a loft, a covered lanai, and a 2-car rear-load garage. Upon entry, you'll be greeted by a grand foyer with ample storage, including two closets, leading into an open-concept living space. A private hallway off the foyer offers a guest bedroom and full bath, creating an ideal space for visitors. The heart of the home unfolds into a spacious kitchen, café, and gathering room, with seamless access to the covered lanai—ideal for indoor-outdoor living. The chef’s kitchen is a true standout, featuring a large center island, corner walk-in pantry, and Whirlpool stainless steel appliances, including a vented microwave. Elegant Elkin white cabinetry, a decorative tile backsplash, and Blanco Maple quartz countertops complete the space, ensuring both style and functionality. Upstairs, the luxurious owner’s suite provides the perfect retreat, tucked at the rear of the home for ultimate privacy. The spa-inspired en suite bathroom boasts a glass-enclosed shower, a quartz-topped dual vanity, and a spacious walk-in closet, creating a sanctuary of relaxation. Two additional bedrooms, sharing their own dedicated hallway, offer added privacy and comfort, while a full bathroom serves the space. The second floor also includes two linen closets, a laundry room, and a large loft area—ideal for flexible living. Thoughtful luxury touches throughout the home include Ceramic tile flooring on the first floor (except the first-floor bedroom, which features plush, stain-resistant Shaw brand carpeting), carpeting on the staircase and second-floor bedrooms, and pre-wiring for pendant lighting. Smart technology features like a smart thermostat, smart doorbell, and additional LED downlights ensure this home is as advanced as it is beautiful. This exquisite home offers the ultimate in luxury, convenience, and modern design—everything you need to live and relax in style.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,341
Sqft
0.1 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,929 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,929/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.2%
Days on market
32 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $407K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5093 STARLING BIRD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5093 STARLING BIRD LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5093 STARLING BIRD LANE FAQs
What would the monthly payment be for 5093 STARLING BIRD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,929/mo — principal and interest, the actual property-tax bill, the $115/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5093 STARLING BIRD LANE?+
The association fee works out to $115 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5093 STARLING BIRD LANE?+
The most recent tax bill on record (2025) was $859. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5093 STARLING BIRD LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $407,990, this home is listed about 5% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5093 STARLING BIRD LANE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of PULTE REALTY OF NORTH FLORIDA LLC · Adrienne Escott. MLS #O6420533.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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