CENTURY 21 Edge
$284,9004 bd2 ba1,833 sqft$155 /sqft$1,989 /mo all-in ↓

8809 N CIRCULAR WAY, CITRUS SPRINGS, FL, 34434

Active34 days on marketListed Jul 7, 2026MLS #O6421308

New constructionSingle Family ResidenceCITRUS SPGS UNIT 04

About this home

8809 N CIRCULAR WAY

Welcome to this beautifully crafted new construction home located in the desirable community of Dunnellon. Offering 4 spacious bedrooms and 2 full bathrooms, this thoughtfully designed residence combines modern elegance, comfort, and functionality—perfect for families or anyone seeking a fresh start in a brand-new home. Step inside to discover a bright, open-concept layout where the living room, dining area, and gourmet kitchen flow seamlessly together, creating the ideal space for everyday living and entertaining. The kitchen is a true centerpiece, featuring solid wood cabinetry, elegant stone countertops, and a full suite of stainless steel appliances that make cooking both stylish and convenient. The spacious primary suite provides a relaxing retreat with a large walk-in closet and a beautifully appointed en-suite bathroom. Three additional bedrooms offer generous closet space, while the third full bathroom adds extra convenience for guests or larger households. A 2-car attached garage provides ample parking and storage, and the home's quality craftsmanship and contemporary finishes ensure lasting value and peace of mind. Ideally situated near shopping, restaurants, parks, medical facilities, and the world-famous Rainbow Springs State Park, this home also offers easy access to Crystal River, the Rainbow River, and nearby golf courses, making it perfect for enjoying Florida's outdoor lifestyle. Major roadways are just minutes away, providing convenient travel to Ocala and surrounding areas. Don't miss this incredible opportunity to own a brand-new home in one of Dunnellon's growing communities. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,833

Sqft

0.23 ac

Lot size

2

Garage

2026

Year built

One

Levels

$155

Per sqft

Pets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ParkingGarage Door Opener
ExteriorGarden · Lighting · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$308/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,989 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,677
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$26
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,972Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,972
Interest rate6.00%
Loan term

Estimated payment

$1,989/mo

Principal & interest$1,677
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$26
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $285K
$272KedgeAI estimate $285,307 · range $284K$287K$299K

vs edgeAI estimate

−0.1%

$/sqft vs CITRUS SPGS UNIT 04

$155 vs $173

Days on market

34 vs 82 typical

Where $155/sqft sits among the 13 homes for sale in CITRUS SPGS UNIT 04

1
0 · this home
4
1
4
3
$139–148$148–156$156–164$164–172$172–180$180+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Citrus Springs

Map of 8809 N CIRCULAR WAY

Get to know Citrus Springs. See the full Citrus Springs guide →

For the school run

Citrus County School District

ElementaryCitrus Springs Elementary School★★★★★
MiddleCitrus Springs Middle School★★★★★
HighCrystal River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Citrus Springs market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$269K$260K

Citrus Springs median sold, yr/yr

98.8%

Sale-to-list ratio (12 mo)

8 of 13

CITRUS SPGS UNIT 04 have cut their price

Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 850% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $284,900 · 34 days on market since
2026Built · CITRUS SPGS UNIT 04

Reality check

What actually sold near 8809 N CIRCULAR WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8231 N UPLAND DRIVESold · Jan ’26

$300,000

8231 N UPLAND DRIVE · same community

3 bd · 2 ba · 1,857 sqft · $162/sqft · 140 DOM

1413 W AMERICA PLACESold · Aug ’25

$299,900

1413 W AMERICA PLACE · same community

4 bd · 3 ba · 1,865 sqft · $161/sqft · 172 DOM

8675 N CIRCULAR WAYSold · Apr ’26

$298,000

8675 N CIRCULAR WAY · same community

4 bd · 3 ba · 1,870 sqft · $159/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri Petrelli

Your agent

Gianfranco Di Flumeri Petrelli

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8809 N CIRCULAR WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8809 N CIRCULAR WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8809 N CIRCULAR WAY FAQs

What would the monthly payment be for 8809 N CIRCULAR WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,989/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8809 N CIRCULAR WAY?+

The most recent tax bill on record (2025) was $308. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8809 N CIRCULAR WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Citrus Springs?+

At $284,900, this home is listed about 4% above the Citrus Springs median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8809 N CIRCULAR WAY?+

Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WRA BUSINESS & REAL ESTATE · Ricardo Karsten. MLS #O6421308.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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Like 8809 N CIRCULAR WAY but not quite? A daily digest of every new listing in Citrus Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.

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8809 N CIRCULAR WAY, CITRUS SPRINGS, FL — 4 Bed, 2 Bath — $284,900 | CENTURY 21 Edge