490 CAPTIVA DRIVE, DAVENPORT, FL, 33896
Active28 days on marketListed Jul 8, 2026MLS #O6421998
About this home
490 CAPTIVA DRIVE
Resort-style living in ChampionsGate – The Festival community. This fully furnished, move-in ready 3 bed, 2.5 bath Ashton Woods model home offers a rare opportunity in a prime Central Florida location with peaceful conservation views. Featuring a bright open-concept layout with 10’ ceilings, this home showcases a chef-style kitchen with quartz countertops, stainless steel appliances, oversized island, vented range, and upgraded cabinetry. The main living area opens seamlessly through wall-to-wall collapsible sliding glass doors to your private outdoor space and screen-enclosed patio/pool area, perfect for entertaining and Florida living. The first-floor primary suite includes a spa-like primary bath with dual sinks, vanity, and large walk-in shower. Upstairs offers two spacious secondary bedrooms for guests or family. Located minutes from Disney, Universal, and ChampionsGate golf, dining, and shopping, with HOA amenities including resort-style pool, clubhouse, fitness center, arcade, mini golf, restaurant/bar, and more plus cable and high-speed internet.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,771
Sqft
0.04 ac
Lot size
2019
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs FESTIVAL PH 1
$1 vs $192
Days on market
28 vs 51 typical
Where $1/sqft sits among the 9 homes for sale in FESTIVAL PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Festival, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,285/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Festival
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Festival is a short-term-rental community. See the full guide →
DAVENPORT 33896 — neighborhood snapshot
Population
23,074
Median age
33.8
Median income
$74,485
Median home value
$307,200
Avg household
2.66
Households w/ children
2,550
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $355K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
1 of 9
FESTIVAL PH 1 have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the DAVENPORT 33896 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 490 CAPTIVA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$335,000
426 CAPTIVA DRIVE · same community
4 bd · 3.5 ba · 1,960 sqft · $171/sqft · 176 DOM
Sold · Apr ’26$341,700
305 CAPTIVA DRIVE · same community
4 bd · 3.5 ba · 1,960 sqft · $174/sqft · 109 DOM
Sold · May ’26$340,000
341 CAPTIVA DRIVE · same community
4 bd · 3.5 ba · 1,960 sqft · $173/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 490 CAPTIVA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 490 CAPTIVA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
490 CAPTIVA DRIVE FAQs
What would the monthly payment be for 490 CAPTIVA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 490 CAPTIVA DRIVE be rented short-term?+
Yes — this home sits inside Festival, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 490 CAPTIVA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $2,300, this home is listed about 99% below the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 490 CAPTIVA DRIVE?+
Westside K-8 School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DAVENPORT 33896 market on paper
$2,300 is 99% below the DAVENPORT 33896 median of $375,000, and at $1/sqft it sits under the Davenport average of $195.
02Zoned for nightly rentals
Festival is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PRIME PROPERTIES · Nick Whitehouse. MLS #O6421998.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Davenport homes, in your inbox
Like 490 CAPTIVA DRIVE but not quite? A daily digest of every new listing in Davenport — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Erwin to ping you on any price or status change →