1657 FLOUNDER STREET, ST CLOUD, FL, 34771
Active80 days on marketListed Jul 3, 2026MLS #O6422304
About this home
1657 FLOUNDER STREET
Brand new, never-lived-in 3-bedroom, 2-bath manufactured home situated on a spacious corner lot in the peaceful countryside of St. Cloud! This thoughtfully designed split-bedroom floor plan maximizes living space with minimal wasted hallway area. The private primary suite is located on one end of the home, while two guest bedrooms and a full bath are positioned on the opposite side for added privacy. The spacious living room flows seamlessly into the bright, modern kitchen and family-sized dining area, creating an open and inviting space for everyday living and entertaining. Built to the U.S. Department of Energy's Zero Energy Ready Home manufactured housing standards, this home features insulated exterior doors, sealed ductwork, Pfister bathroom fixtures, Energy Star Frigidaire appliances, an ecobee smart thermostat, and is solar-ready for added energy efficiency. The generous corner lot offers plenty of space for your boat, RV, work vehicles, or future outdoor projects. Located just two blocks from beautiful Lake Lizzie, part of the Alligator Chain of Lakes, this property is a dream for boating and fishing enthusiasts, with easy access to six connected lakes for endless days on the water. The area is well known for its boating lifestyle while still offering the peace and privacy of country living. Enjoy the tranquility of the countryside while remaining conveniently close to shopping, schools, Historic Downtown St. Cloud, the St. Cloud Lakefront, Lake Nona Medical City, Orlando International Airport, major highways, and approximately one hour from Florida's Atlantic beaches. Experience the perfect balance of outdoor adventure, rural charm, and modern convenience in this beautiful new home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,568
Sqft
0.17 ac
Lot size
2024
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,260 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,260/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PINE GROVE PARK
$207 vs $226
Days on market
80 vs 47 typical
Where $207/sqft sits among the 7 homes for sale in PINE GROVE PARK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $394K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
6 of 7
PINE GROVE PARK have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1657 FLOUNDER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$222,000
1606 GAR STREET · same community
2 bd · 2 ba · 1,024 sqft · $217/sqft · 8 DOM
Sold · Dec ’25$120,000
6365 BASS HIGHWAY · same community
2 bd · 2 ba · 840 sqft · $143/sqft · 95 DOM
Sold · Jun ’26$100,000
1600 GAR STREET · same community
2 bd · 1.5 ba · 792 sqft · $126/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1657 FLOUNDER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1657 FLOUNDER STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1657 FLOUNDER STREET FAQs
What would the monthly payment be for 1657 FLOUNDER STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,260/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1657 FLOUNDER STREET?+
The most recent tax bill on record (2025) was $594. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $324,000, this home is listed about 24% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1657 FLOUNDER STREET?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST CLOUD 34771 market on paper
$324,000 is 21% below the ST CLOUD 34771 median of $410,000, and at $207/sqft it sits under the St Cloud average of $236.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $335,000, now $324,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Ana Dos Santos. MLS #O6422304.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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