CENTURY 21 Edge
$359,900$399,9004 bd2 ba1,630 sqft$221 /sqft$2,484 /mo all-in ↓

543 CHAMBER STREET NW, PORT CHARLOTTE, FL, 33948

Active44 days on marketListed Jul 6, 2026MLS #O6422629

Reduced $40KNew constructionSingle Family ResidencePORT CHARLOTTE SEC 008

About this home

543 CHAMBER STREET NW

Situated on a premium 0.29-acre oversized corner lot, this stunning brand-new construction home at 543 Chamber Street NW, Port Charlotte offers the perfect combination of space, privacy, and modern living. Designed with today's lifestyle in mind, this beautifully crafted residence features 4 spacious bedrooms, 2 full bathrooms, and an open-concept floor plan that seamlessly connects the living, dining, and kitchen areas, creating the ideal setting for everyday living and entertaining. The stylish kitchen showcases solid wood cabinetry, elegant stone countertops, stainless steel appliances, and generous workspace for cooking and gathering. The private primary suite features a spacious walk-in closet and an en-suite bathroom, while the additional bedrooms include built-in closets and flexible space for family, guests, or a home office. Natural light fills the main living areas, creating a bright and welcoming atmosphere. A two-car attached garage adds convenience and extra storage. Located in a desirable Port Charlotte neighborhood, this home provides easy access to shopping, dining, parks, golf courses, boating, fishing, Gulf beaches, schools, and major roadways. Whether you're searching for a move-in-ready primary residence, a seasonal retreat, or an investment opportunity, this exceptional new construction offers quality craftsmanship, modern finishes, and an oversized homesite with endless possibilities. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,630

Sqft

0.29 ac

Lot size

2

Garage

2026

Year built

One

Levels

$221

Per sqft

Pets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ParkingGarage Door Opener
ExteriorGarden · Lighting · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$554/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,484 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$46
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,597Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,597
Interest rate6.00%
Loan term

Estimated payment

$2,484/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$46
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$290KedgeAI estimate $310,730 · range $303K$327K$374K

vs edgeAI estimate

+15.8%

$/sqft vs PORT CHARLOTTE SEC 008

$221 vs $186

Days on market

44 vs 59 typical

Where $221/sqft sits among the 25 homes for sale in PORT CHARLOTTE SEC 008

11
4
2
3 · this home
2
3
$159–179$179–200$200–221$221–241$241–262$262+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 543 CHAMBER STREET NW

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33948 — neighborhood snapshot

Population

18,732

Median age

59.4

Median income

$60,788

Median home value

$279,500

Avg household

2.32

Households w/ children

1,261

For the school run

Charlotte County School District

ElementaryLiberty Elementary School★★★★★
HighPort Charlotte High School★★★★★
MiddleMurdock Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

14 of 25

PORT CHARLOTTE SEC 008 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1100% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $359,900 $40K
Jul 6, 2026Listed at $399,900 · 44 days on market since
2026Built · PORT CHARLOTTE SEC 008

Reality check

What actually sold near 543 CHAMBER STREET NW

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1193 NW VICTORIA AVENUESold · Jun ’26

$279,900

1193 NW VICTORIA AVENUE · same community

4 bd · 2 ba · 1,617 sqft · $173/sqft · 91 DOM

3496 WINONA STREETSold · Apr ’26

$245,000

3496 WINONA STREET · same community

2 bd · 2 ba · 1,680 sqft · $146/sqft · 95 DOM

18503 ELLEN AVENUESold · Dec ’25

$250,000

18503 ELLEN AVENUE · same community

3 bd · 2 ba · 1,563 sqft · $160/sqft · 154 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 543 CHAMBER STREET NW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 543 CHAMBER STREET NW — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

543 CHAMBER STREET NW FAQs

What would the monthly payment be for 543 CHAMBER STREET NW?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,484/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 543 CHAMBER STREET NW?+

The most recent tax bill on record (2025) was $554. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 543 CHAMBER STREET NW?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $359,900, this home is listed about 9% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 543 CHAMBER STREET NW?+

Liberty Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WRA BUSINESS & REAL ESTATE · Victor Kubrusly. MLS #O6422629.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Port Charlotte homes, in your inbox

Like 543 CHAMBER STREET NW but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Anealya to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 20, 2026 at 12:14 AM UTC. The listing information on this page last changed on August 20, 2026 at 12:14 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 20, 2026 at 12:14 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 20, 2026 at 12:14 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.