15401 AQUA CIRCLE, PORT CHARLOTTE, FL, 33981
Active29 days on marketListed Jul 10, 2026MLS #O6424341
About this home
15401 AQUA CIRCLE
Discover modern living in this 4 bedroom, 2 bathroom Pool home boasting 1905 sq ft. Sleek and stylish, this home features an open concept layout, porcelain tile throughout, high ceilings and impact doors & windows. Retreat to the spacious backyard that features a covered lanai and pool perfect for large gatherings and fun. This home is located in the relaxed, waterfront community of South Gulf Cove. NO HOA, Lease to own available. Seller willing to provide small 2nd mortgage subject to approval and availability.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,905
Sqft
0.33 ac
Lot size
2
Garage
2024
Year built
One
Levels
$302
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,062 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,062/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.7%
$/sqft vs PORT CHARLOTTE SEC 093
$302 vs $329
Days on market
29 vs 60 typical
Where $302/sqft sits among the 35 homes for sale in PORT CHARLOTTE SEC 093
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
14 of 35
PORT CHARLOTTE SEC 093 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1356% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 15401 AQUA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$346,000
15715 VISCOUNT CIRCLE · same community
3 bd · 2 ba · 1,961 sqft · $176/sqft · 18 DOM
Sold · Jun ’26$345,000
8223 SCOBEY ROAD · same community
3 bd · 2 ba · 2,032 sqft · $170/sqft · 30 DOM
Sold · Feb ’26$820,000
15498 SEAFOAM CIRCLE · same community
3 bd · 2 ba · 2,063 sqft · $397/sqft · 153 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 15401 AQUA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15401 AQUA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15401 AQUA CIRCLE FAQs
What would the monthly payment be for 15401 AQUA CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,062/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15401 AQUA CIRCLE?+
The most recent tax bill on record (2025) was $7,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15401 AQUA CIRCLE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $575,000, this home is listed about 74% above the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.
Which schools are assigned to 15401 AQUA CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PES HOMES REALTY P.A · Esther Ortiz. MLS #O6424341.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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