
2856 NE 104TH AVENUE, SILVER SPRINGS, FL, 34488
Active91 days on marketListed Jul 12, 2026MLS #O6424469
About this home
2856 NE 104TH AVENUE
WELCOME TO THE WILDERNESS—where your Florida getaway becomes an adventure! This beautifully improved deeded property in the highly sought-after Wilderness RV Resort offers so much more than a place to park your RV—it is your gateway to one of the most unique outdoor lifestyles in Central Florida. Extensive paver hardscaping creates an inviting outdoor living space with plenty of room to relax, entertain and enjoy Florida's beautiful weather, while a charming gazebo provides the perfect spot for morning coffee, evening conversations or simply unwinding after a day on the river. Even better, the property sits directly across from the community's screened pavilion, giving you a fantastic extension of your entertaining space for gatherings with family and friends, complete with a convenient half bath. But what truly sets Wilderness apart is the lifestyle. Imagine launching your kayak into the crystal-clear waters of world-famous Silver Springs State Park and paddling downstream through some of Florida's most spectacular scenery, surrounded by towering cypress trees and incredible wildlife. Watch for manatees gliding beneath your kayak, turtles sunning along the banks, alligators resting at the water's edge, countless native birds overhead and the famous wild rhesus monkeys along the Silver River—then continue your adventure downstream toward Wilderness RV Resort. On a quiet weekday, there are stretches where it can feel as though you have Old Florida entirely to yourself. Wilderness is a gated waterfront community surrounded by natural beauty and offering an impressive collection of amenities including a swimming pool, hot tub, clubhouse, fitness center with free weights and exercise equipment, sauna, steam room, recreation room, laundry facilities, extra-large dog park and scenic golf-cart trails along the Ocklawaha River. When you're ready for a night on the town, historic Downtown Ocala is just a short drive west on Highway 40. Head to The Square for dinner at one of downtown's outstanding restaurants, enjoy cocktails or dessert, catch a movie or special event at the beautifully restored Marion Theatre and stroll beneath the lights of one of Central Florida's most charming downtown districts. Everyday conveniences including Walmart, shopping, restaurants and medical facilities are approximately ten minutes away, while Silver Springs State Park and the Ocala National Forest put endless opportunities for kayaking, hiking, exploring and outdoor adventure practically at your doorstep. Whether you're searching for a seasonal escape, winter retreat or your own Florida adventure base, this property delivers something increasingly hard to find—a place where resort amenities, historic downtown entertainment and genuine Old Florida wilderness all come together. Bring the RV, bring the kayaks, bring the golf cart and start making memories at Wilderness!
Facts & features
The home at a glance
0.05 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$804 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$804/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,525
Median age
45.8
Median income
$45,239
Median home value
$75,300
Avg household
2.27
Households w/ children
1,214
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$148K → $204K
Silver Springs median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 2856 NE 104TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$90,000
3146 NE 103RD AVENUE
1 bd · 1 ba · 485 sqft · $186/sqft · 717 DOM
Sold · Mar ’26$132,000
3100 NE 104TH TERRACE
1 bd · 1 ba · 504 sqft · $262/sqft · 29 DOM
Sold · Dec ’25$85,000
11570 NE 19TH STREET
2 bd · 2 ba · 1,050 sqft · $81/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2856 NE 104TH AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2856 NE 104TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2856 NE 104TH AVENUE FAQs
What would the monthly payment be for 2856 NE 104TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $804/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2856 NE 104TH AVENUE?+
The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2856 NE 104TH AVENUE?+
The most recent tax bill on record (2025) was $597. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2856 NE 104TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Silver Springs?+
At $57,500, this home is listed about 70% below the Silver Springs median of $194,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2856 NE 104TH AVENUE?+
East Marion Elementary School (elementary), Fort McCoy School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX 200 REALTY · Tom Langmann. MLS #O6424469.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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