10604 WHITMAN CIRCLE, ORLANDO, FL, 32821
Active90 days on marketListed Jul 22, 2026MLS #O6424586
About this home
10604 WHITMAN CIRCLE
Virtually Staged. Offered for the first time since 1980, this beautifully renovated Williamsburg home has been transformed from a beloved family residence into a truly move-in-ready home—while retaining the established neighborhood, mature setting and convenient Orlando location that made this such a special place for more than four decades. This was not simply a cosmetic renovation. The home was comprehensively updated with an emphasis on quality, functionality and the details that make a house easier to live in and maintain. Improvements include new flooring throughout, new Ply Gem windows, new Therma-Tru exterior doors, modern interior doors, beautifully remodeled bathrooms and a completely redesigned kitchen featuring granite countertops, stainless-steel appliances, under-cabinet lighting, a natural-gas range vented directly to the exterior, a large pantry and an oversized island with storage on both sides. The updates continue behind the scenes. Major mechanical improvements include a new Rheem HVAC system and Takagi tankless water heater, along with a whole-home water treatment system and reverse-osmosis drinking water. Every bedroom has a properly centered, ceiling-fan-rated electrical box, and numerous additional improvements were made throughout the home for comfort, efficiency and long-term livability. Storage was a priority in the renovation. The home offers two spacious walk-in closets, including one in the primary suite, redesigned closets with custom shelving, generous kitchen storage, a large pantry and thoughtful built-ins and organizational features throughout. The tile roof was replaced in 2012 and was professionally cleaned and protected with an elastomeric coating in 2026. The result is a home that combines the character and established setting of a 1980 Williamsburg neighborhood with the finishes, systems and functionality today's buyers are looking for. Conveniently located near Orlando's major highways, shopping, dining, International Drive, world-renowned attractions and Orlando International Airport, this is a rare opportunity to purchase a thoroughly renovated home where the major work has already been done. Seller credit for a 2-1 Temporary Rate Buydown may be available
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,873
Sqft
0.17 ac
Lot size
2
Garage
1980
Year built
One
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,368 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,368/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.2%
$/sqft vs Orlando actives
$250 vs $237
Days on market
90 vs 61 typical
Where $250/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Win-gate Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Win-gate Village — neighborhood snapshot
Population
921
Median age
41
Median income
$91,250
Median home value
$307,600
Avg household
2
Households w/ children
89%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
210 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 112% above the ORLANDO 32821 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 10604 WHITMAN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$440,000
10727 WINDSOR COURT · same community
3 bd · 2 ba · 1,873 sqft · $235/sqft · 71 DOM
Sold · Feb ’26$510,000
4329 WINDMILL POINTE DRIVE · same community
4 bd · 2 ba · 2,034 sqft · $251/sqft · 119 DOM
Sold · Jul ’26$315,000
5309 WILLIAMSPORT DRIVE · same community
3 bd · 2 ba · 2,081 sqft · $151/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10604 WHITMAN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10604 WHITMAN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10604 WHITMAN CIRCLE FAQs
What would the monthly payment be for 10604 WHITMAN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,368/mo — principal and interest, the actual property-tax bill, the $80/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10604 WHITMAN CIRCLE?+
The association fee works out to $80 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10604 WHITMAN CIRCLE?+
The most recent tax bill on record (2025) was $1,913. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10604 WHITMAN CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $469,000, this home is listed about 23% above the Orlando median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10604 WHITMAN CIRCLE?+
Freedom Middle (middle), Lake Buena Vista High School (high), Sunshine Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$469,000 runs 112% above the ORLANDO 32821 median — but at 1,873 sqft it's also 20% larger than the typical Orlando listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $489,900, now $469,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK MORGAN REALTY LLC · Kerry Davison. MLS #O6424586.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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