40 ORCHID LANE, POINCIANA, FL, 34759
Active29 days on marketListed Jul 15, 2026MLS #O6425236
About this home
40 ORCHID LANE
Beautifully maintained 3-bedroom, 2-bath home built in 2021 offering modern comfort, an open-concept design, and move-in-ready convenience. Step inside to discover a bright, spacious living area that flows seamlessly into the contemporary kitchen featuring granite countertops, stainless steel appliances, abundant white cabinetry, a large center island with breakfast bar, and stylish pendant lighting—perfect for everyday living and entertaining. The thoughtfully designed split-bedroom floor plan provides privacy for the primary suite while offering comfortable guest bedrooms. The spacious primary bedroom includes an en-suite bath, while the additional bedrooms are ideal for family, guests, or a home office. Enjoy Florida living year-round from the screened lanai overlooking the backyard—an ideal space for morning coffee or relaxing evenings. Additional highlights include: Built in 2021 3 Bedrooms | 2 Bathrooms Open-concept floor plan Granite countertops Stainless steel appliances Large kitchen island Tile flooring throughout the main living areas Spacious primary suite Screened rear lanai Two-car garage Low-maintenance exterior Conveniently located near shopping, dining, schools, parks, and major roadways, this home offers the perfect combination of modern style, functionality, and everyday convenience. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,735
Sqft
0.16 ac
Lot size
2
Garage
2021
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,333 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,333/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6%
$/sqft vs POINCIANA NBRHD 02 VILLAGE 08
$167 vs $177
Days on market
29 vs 22 typical
Where $167/sqft sits among the 31 homes for sale in POINCIANA NBRHD 02 VILLAGE 08
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Poinciana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
POINCIANA 34759 — neighborhood snapshot
Population
41,381
Median age
42.6
Median income
$62,373
Median home value
$271,400
Avg household
2.78
Households w/ children
3,944
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $285K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
12 of 31
POINCIANA NBRHD 02 VILLAGE 08 have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 40 ORCHID LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$285,000
101 ORCHID COURT · same community
4 bd · 2.5 ba · 1,735 sqft · $164/sqft · 12 DOM
Sold · Jan ’26$295,000
2011 BEGONIA WAY · same community
3 bd · 2 ba · 1,708 sqft · $173/sqft · 204 DOM
Sold · Dec ’25$265,000
261 HYACINTH COURT · same community
4 bd · 2 ba · 1,684 sqft · $157/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 40 ORCHID LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 40 ORCHID LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
40 ORCHID LANE FAQs
What would the monthly payment be for 40 ORCHID LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,333/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 40 ORCHID LANE?+
The most recent tax bill on record (2025) was $4,059. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Poinciana?+
At $289,900, this home is priced right at the Poinciana median.
Which schools are assigned to 40 ORCHID LANE?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BAIRD REALTY, LLC · Daniel Baird. MLS #O6425236.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Poinciana homes, in your inbox
Like 40 ORCHID LANE but not quite? A daily digest of every new listing in Poinciana — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Jasmine to ping you on any price or status change →