CENTURY 21 Edge
$349,999$364,9004 bd3 ba2,117 sqft$165 /sqft≈$2,660 /mo all-in ↓

825 W HALLAM DRIVE, CITRUS SPRINGS, FL, 34434

Active88 days on marketListed Jul 16, 2026MLS #O6425699

✦ Reduced $15KPrivate poolSingle Family ResidenceCITRUS SPGS UN 24

About this home

825 W HALLAM DRIVE

Price Drop! 825 W Hallam Drive is a beautiful 4-bedroom, 3-bath pool home built in 2023 on over 1/3 acre in Citrus Springs. This nearly new residence offers privacy and space with a fully fenced rear and side yard and excellent elevation. The open-concept living area features a dramatic cathedral ceiling in the great room and kitchen, creating a bright and spacious feel. The kitchen boasts stainless steel appliances, including a large quad French door refrigerator. A dedicated formal dining room provides elegant entertaining space. The primary suite includes an upgraded en-suite bath and tray ceiling, while bedrooms 3 and 4 share a convenient Jack-and-Jill bathroom. Brand new carpet has just been installed throughout. Outside, the highlight is the large concrete inground pool with a sunshelf and salt chlorinator system. The pool area is thoughtfully separated from the house, allowing for lively gatherings without disturbing the peaceful interior. A beautiful crushed stone pathway connects the front gate to two generous paver entertainment areas and the covered lanai. Additional features include a wood privacy fence surrounding most of the property, a dedicated dog run with dog door, installed custom gutters, county water and sewer (no septic or well), and AT&T Fiber internet available at speeds up to 5 Gbps for your home office needs. Located in a desirable central Citrus County area, this home is conveniently close to shopping, golf courses, the natural springs, and a short drive to Fort Island Beach. With an elevation over 117 feet above sea level and excellent drainage in FEMA Flood Zone X, no flood insurance is required. Ready for its next chapter — schedule your private showing today.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,117

Sqft

0.36 ac

Lot size

2

Garage

2023

Year built

One

Levels

$165

Per sqft

Private poolPets allowed

Inside

FlooringConcrete
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · In Wall Pest System · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryOther
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofOther
ConstructionConcrete
FoundationConcrete Perimeter
FacesNortheast
ExteriorDog Run · Rain Gutters

Community & fees

Taxes (2025)$3,419/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesElectricity Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,660 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$285
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,660/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$285
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$331KedgeAI estimate $355,234 · range $345K–$379K$394K

vs edgeAI estimate

−1.5%

$/sqft vs Citrus Springs actives

$165 vs $170

Days on market

88 vs 99 typical

Where $165/sqft sits among the 241 Citrus Springs actives

38
64
61 · this home
46
15
17
$144–154$154–165$165–176$176–186$186–197$197+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Citrus Springs

Get to know Citrus Springs. See the full Citrus Springs guide →

CITRUS SPRINGS 34434 — neighborhood snapshot

Population

10,701

Median age

43.6

Median income

$56,553

Median home value

$211,500

Avg household

2.6

Households w/ children

1,378

For the school run

Citrus County School District

MiddleCitrus Springs Middle School★★★★★
ElementaryCentral Ridge Elementary School★★★★★
HighCitrus High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Citrus Springs market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$269K → $263K

Citrus Springs median sold, yr/yr

98.8%

Sale-to-list ratio (12 mo)

113 of 241

Citrus Springs actives have cut their price

Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1071% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $349,999 ▼ $15K
Jul 16, 2026Listed at $364,900 · 88 days on market since
2023Built · CITRUS SPGS UN 24

Reality check

What actually sold near 825 W HALLAM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

741 W WALKERTOWN DRIVESold · Feb ’26

$249,900

741 W WALKERTOWN DRIVE · same community

3 bd · 2 ba · 1,556 sqft · $161/sqft · 68 DOM

7265 N EVEREST TERRACESold · Oct ’25

$170,000

7265 N EVEREST TERRACE

4 bd · 2 ba · 2,091 sqft · $81/sqft · 24 DOM

108 W GOLDCOAST PLACESold · Jan ’26

$250,000

108 W GOLDCOAST PLACE

4 bd · 2 ba · 1,912 sqft · $131/sqft · 107 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 825 W HALLAM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 825 W HALLAM DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

825 W HALLAM DRIVE FAQs

What would the monthly payment be for 825 W HALLAM DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,660/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 825 W HALLAM DRIVE?+

The most recent tax bill on record (2025) was $3,419. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 825 W HALLAM DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Citrus Springs?+

At $349,999, this home is listed about 26% above the Citrus Springs median of $277,900. The market section on this page shows how the area is trending.

Which schools are assigned to 825 W HALLAM DRIVE?+

Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$349,999 runs 1071% above the CITRUS SPRINGS 34434 median — but at 2,117 sqft it's also 31% larger than the typical Citrus Springs listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $364,900, now $349,999 — a $15K cut. The full history is in the market section below.

Listing courtesy of PROPERTIO · Alin Zdroba. MLS #O6425699.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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