245 ELM COURT, POINCIANA, FL, 34759
Active10 days on marketListed Aug 5, 2026MLS #O6425735
About this home
245 ELM COURT
245 Elm Ct, Poinciana, FL 34759 falls within the Poinciana Neighborhood 02 Village 08 Established community. Discover the perfect canvas for your future home on this spacious 0.46-acre homesite nestled in the growing Poinciana community. This buildable lot offers an excellent opportunity to construct your dream home or expand your investment portfolio in a well-developed neighborhood surrounded by newly built residences. Tucked away on a quiet cul-de-sac, 245 Elm Ct offers privacy, generous space, and endless possibilities to create the home you've always envisioned. Located within a 47,000-acre community spanning Polk and Osceola counties, the area features a wealth of amenities, including a community pool, fitness center, basketball court, dog park, and several recreational parks. The surrounding area is well-supported by diverse businesses, shopping centers, medical facilities, schools, and a hospital. You will enjoy easy access to Orlando's world-renowned attractions, major highways, shopping, dining, medical centers, and everyday conveniences. Outdoor enthusiasts will appreciate nearby Lake Marion, local parks, walking and biking trails, while residents also enjoy community amenities. Since its inception in 1972, the Association of Poinciana Villages has grown into a vibrant community, making it one of the premier locations in Central Florida. Whether you are looking to build your forever home or secure land in one of Florida's fastest-growing markets, this property offers outstanding value and long-term potential. A wonderful opportunity to invest in your future! Please contact Polk county planning and zoning department for current allowable uses with the zoning code.
Facts & features
The home at a glance
0.46 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$595 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$595/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Poinciana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
POINCIANA 34759 — neighborhood snapshot
Population
41,381
Median age
42.6
Median income
$62,373
Median home value
$271,400
Avg household
2.78
Households w/ children
3,944
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $285K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 72% below the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 245 ELM COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$259,990
148 MAPLE DRIVE · same community
3 bd · 2 ba · 1,060 sqft · $245/sqft · 62 DOM
Sold · Nov ’25$269,990
313 ELDERBERRY COURT · same community
3 bd · 2 ba · 1,060 sqft · $255/sqft · 95 DOM
Sold · Dec ’25$264,900
1 ZINNIA LANE E · same community
3 bd · 2 ba · 1,270 sqft · $209/sqft · 89 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 245 ELM COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 245 ELM COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
245 ELM COURT FAQs
What would the monthly payment be for 245 ELM COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $595/mo — principal and interest, the actual property-tax bill, the $24/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 245 ELM COURT?+
The association fee works out to $24 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 245 ELM COURT?+
The most recent tax bill on record (2025) was $303. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 245 ELM COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $61,000, this home is listed about 79% below the Poinciana median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 245 ELM COURT?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JASON MITCHELL REAL ESTATE FLO · Jennifer Trump. MLS #O6425735.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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