9572 WATERWAY PASSAGE DRIVE, WINTER GARDEN, FL, 34787
Active88 days on marketListed Jul 23, 2026MLS #O6426624
About this home
9572 WATERWAY PASSAGE DRIVE
Why wait for new construction when you can have the Florida lifestyle you want—already completed, upgraded, and ready to enjoy? Welcome to 9572 Waterway Passage, a beautifully upgraded D.R. Horton Cresswell in highly sought-after Waterleigh in Winter Garden. If you're considering new construction, this home offers something a brand-new build simply can't: a move-in-ready home with thousands of dollars in thoughtful improvements already completed and an outdoor living experience designed to be enjoyed from day one. Inside, you'll immediately notice the difference. Laminate flooring extends throughout the main living areas for a clean, modern look, while a dramatic geometric accent wall adds designer style to the loft and staircase. The spacious primary suite has been elevated into a true retreat with a fully customized walk-in closet and beautifully renovated en-suite bathroom. The guest bathroom has also been tastefully updated with contemporary finishes. But the real wow factor is outside. Step into your own private Florida oasis, complete with a sparkling pool and spa, fully equipped outdoor kitchen, built-in Bluetooth speakers, privacy landscaping and low-maintenance artificial turf. Permanent exterior lighting creates an inviting ambiance and showcases the home beautifully day and night. This isn't an outdoor space you'll have to imagine someday—it is already finished and ready for pool days, backyard gatherings and relaxing Florida evenings. And there's even more value where it matters: owned solar panels provide the potential for improved energy efficiency and reduced utility costs. For buyers comparing this home with new construction, consider what you're getting here: no waiting for construction to finish, no starting from scratch with landscaping and outdoor improvements, and no need to spend years adding the upgrades that make a house feel truly special. The major transformation has already been done for you. And you still get the Waterleigh lifestyle you've been looking for, with resort-style amenities, recreation, shopping, dining, entertainment and convenient access to major roadways—all in one of Winter Garden's most desirable communities. New construction gives you a blank canvas. This home gives you the finished vision. Beautifully upgraded. Fully equipped for entertaining. Designed for Florida living. 9572 Waterway Passage is the opportunity to stop waiting for the home you want and start enjoying it now. Schedule your private showing today and see why this may be the smarter alternative to starting over with new construction.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,840
Sqft
0.14 ac
Lot size
2
Garage
2018
Year built
Two
Levels
$299
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,100 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,100/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.3%
$/sqft vs Winter Garden actives
$299 vs $260
Days on market
88 vs 60 typical
Where $299/sqft sits among the 400 Winter Garden actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hickory Hut
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Garden. See the full Winter Garden guide →
Hickory Hut — neighborhood snapshot
Population
5,306
Median age
38
Median income
$152,813
Median home value
$545,824
Avg household
3
Households w/ children
664
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$585K → $611K
Winter Garden median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
219 of 400
Winter Garden actives have cut their price
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Reality check
What actually sold near 9572 WATERWAY PASSAGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$1,050,000
10043 LITTLE ALCOVE LOOP · same community
3 bd · 2.5 ba · 2,348 sqft · $447/sqft · 18 DOM
Sold · Jun ’26$1,200,000
10291 ATWATER BAY DRIVE · same community
5 bd · 3.5 ba · 3,910 sqft · $307/sqft · 307 DOM
Sold · Nov ’25$470,000
10126 BEACH PORT DRIVE · same community
3 bd · 2 ba · 1,685 sqft · $279/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 9572 WATERWAY PASSAGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9572 WATERWAY PASSAGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9572 WATERWAY PASSAGE DRIVE FAQs
What would the monthly payment be for 9572 WATERWAY PASSAGE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,100/mo — principal and interest, the actual property-tax bill, the $245/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9572 WATERWAY PASSAGE DRIVE?+
The association fee works out to $245 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9572 WATERWAY PASSAGE DRIVE?+
The most recent tax bill on record (2025) was $9,486. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9572 WATERWAY PASSAGE DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Garden?+
At $849,900, this home is listed about 43% above the Winter Garden median of $595,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9572 WATERWAY PASSAGE DRIVE?+
Water Spring Elementary (elementary), Horizon High School (high), Water Spring Middle School (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$849,900 runs 70% above the WINTER GARDEN 34787 median — but at 2,840 sqft it's also 34% larger than the typical Winter Garden listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Water Spring Elementary, Horizon High School, Water Spring Middle School — Horizon High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $859,900, now $849,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REAL ESTATE & LAND CO. · Temika Kindred. MLS #O6426624.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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