165 15TH STREET, HOLLY HILL, FL, 32117
Active89 days on marketListed Aug 10, 2026MLS #O6426974
About this home
165 15TH STREET
Short Sale. Short Sale Approved. This home has loads of potential with TLC. There are 2 bedrooms and 2 full bathrooms downstairs and a 14 X 18 bonus room upstairs that is currently used as a 3rd bedroom. The IN-LAW APARTMENT in the garage is perfect for anyone that wants to keep family close. A separate living area, bedroom, kitchen and bathroom provide privacy. The in law apartment has a front entrance and rear entrance to the tropical backyard that includes fruit producing trees. New Roof in 2025, New AC in 2018 and Water heater is 6 months old. Buyer to verify room sizes, direction of the house, square footage and school district.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,979
Sqft
0.16 ac
Lot size
1
Garage
1953
Year built
One
Levels
$114
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,030 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,030/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.2%
$/sqft vs Holly Hill actives
$114 vs $185
Days on market
89 vs 42 typical
Where $114/sqft sits among the 51 Holly Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holly Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holly Hill. See the full Holly Hill guide →
HOLLY HILL 32117 — neighborhood snapshot
Population
30,955
Median age
41
Median income
$56,419
Median home value
$191,500
Avg household
2.36
Households w/ children
3,374
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holly Hill market
$237K → $250K
Holly Hill median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
29 of 51
Holly Hill actives have cut their price
Median sold price, Holly Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the HOLLY HILL 32117 median. See the full Holly Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 165 15TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$275,000
600 10TH STREET
4 bd · 3 ba · 1,935 sqft · $142/sqft · 303 DOM
Sold · Jan ’26$888,000
1318 RIVERSIDE DRIVE
3 bd · 2.5 ba · 2,039 sqft · $436/sqft · 151 DOM
Sold · Feb ’26$170,000
1129 HOLLY AVENUE
2 bd · 2 ba · 1,896 sqft · $90/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 165 15TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 165 15TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
165 15TH STREET FAQs
What would the monthly payment be for 165 15TH STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,030/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 165 15TH STREET?+
The most recent tax bill on record (2025) was $2,711. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Holly Hill?+
At $225,000, this home is listed about 14% below the Holly Hill median of $263,000. The market section on this page shows how the area is trending.
Which schools are assigned to 165 15TH STREET?+
Holly Hill Elementary (elementary), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HOLLY HILL 32117 market on paper
$225,000 is 13% below the HOLLY HILL 32117 median of $259,000, and at $114/sqft it sits under the Holly Hill average of $197.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
89 days on market against a Holly Hill median of 42 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of SELL FAST REALTY, LLC · Kimberlee Frank. MLS #O6426974.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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