
180 RIVER OAKS CIRCLE, SANFORD, FL, 32771
Active80 days on marketListed Jul 28, 2026MLS #O6427808
About this home
180 RIVER OAKS CIRCLE
Virtually Staged. Click the virtual tour for more details! Multi-generational living with THREE PRIVATE LIVING AREAS connected by a 1,000 sq. ft. Promenade & Family Entertainment Clubhouse, all within this single-family estate, situated on an ACRE lot. Perfect for extended family, adult children, aging parents, caregivers, or long-term guests. This exceptional layout provides privacy when you want it and an extraordinary space to come together when you don't. Immaculately maintained and move-in ready. A must-see to truly appreciate this remarkable estate. The journey begins at the grand ~400 sq. ft. Promenade Entrance, featuring striking checkerboard floors and a wet bar. Situated perfectly between all three Private Living Areas, this space flows directly into a ~600 sq. ft. Family Clubhouse Party Room with its own kitchenette and built-in cooktop. Together, this ~1,000 sq. ft. central gathering space is designed for large family dinners, game nights, holiday gatherings, and everyday time together—while preserving absolute privacy within each individual Living Area. The Mother-in-Law Suite, located off the Clubhouse Party Room, has 1 Bedroom, 1 Bathroom, a private Kitchenette with built-in cooktop, Laundry, and two additional dedicated entrances. The 1st Floor Living Area, with its entrance off the Promenade, has a Family room, 2 Bedrooms, 1 Bathroom, a full Private Kitchen, and Laundry. The 2nd Floor Living Area, also accessed directly from the Promenade, has a Family room, 2 Bedrooms, 1 Bathroom, a full Private Kitchen, and Laundry. OTHER FEATURES: * Deeded Wekiva River access with just $25/month HOA dues and nearby parks with direct canoe, kayak, and paddleboard access. * Super-large concrete driveway, engineered for heavy RVs, great for large families and gatherings. The layout allows for independent parking for 8–10 vehicles with zero obstruction, meaning you can pull any vehicle out without having to move another. * Freedom to park RVs, boats, and company vehicles with very few restrictions (see HOA governing documents for details). * Climate-Controlled Garage & Home Gym/Flex Space. * 10-foot Volume Ceilings throughout the main floor. * 4 independently controlled HVAC units. * Iconic Private Vault with authentic LeFebure commercial vault door—a remarkable architectural feature with endless possibilities as a storm shelter/safe room, pantry, wine cellar, or private storage. * A large Phase II expansion was incorporated into the original design of the estate, conceived at the same time as Phase I—not an afterthought. The expansive acreage provides the space for a fully enclosed, courtyard-style family compound with a pool area, and the property is partially pre-plumbed and graded for future use. However, the existing home worked so well as designed for the current owner that the expansion was never needed. The additional space could provide an ideal opportunity for a future Master Suite and expanded Kitchen. Priced below recent appraised value for potential built-in equity. Bring the whole family! For additional photos, and property details, go to 'Facts and Features' and select 'Show More', then scroll down, and select the second virtual tour.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
4,170
Sqft
1.03 ac
Lot size
4
Garage
2002
Year built
Two
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,148 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,148/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.4%
$/sqft vs Sanford actives
$258 vs $220
Days on market
80 vs 57 typical
Where $258/sqft sits among the 398 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $380K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
215 of 398
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 216% above the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 180 RIVER OAKS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,350,000
5127 LEEWARD WAY · same community
4 bd · 3 ba · 3,836 sqft · $352/sqft · 135 DOM
Sold · Nov ’25$1,650,000
5101 THE OAKS CIRCLE · same community
4 bd · 4 ba · 3,736 sqft · $442/sqft · 27 DOM
Sold · Feb ’26$710,000
116 NEPTUNE AVENUE · same community
4 bd · 3 ba · 2,278 sqft · $312/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 180 RIVER OAKS CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 180 RIVER OAKS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
180 RIVER OAKS CIRCLE FAQs
What would the monthly payment be for 180 RIVER OAKS CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,148/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 180 RIVER OAKS CIRCLE?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 180 RIVER OAKS CIRCLE?+
The most recent tax bill on record (2025) was $9,106. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 180 RIVER OAKS CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $1,075,000, this home is listed about 183% above the Sanford median of $379,990. The market section on this page shows how the area is trending.
Which schools are assigned to 180 RIVER OAKS CIRCLE?+
Markham Woods Middle School (middle), Wilson Elementary School (elementary), Bentley Elementary School (elementary), Idyllwilde Elementary School (elementary), Goldsboro Elementary Magnet (elementary), Seminole High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · Lynda Miller. MLS #O6427808.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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