797 CYPRESS CREEK RUN, ST CLOUD, FL, 34771
Active14 days on marketListed Jul 26, 2026MLS #O6427848
About this home
797 CYPRESS CREEK RUN
Welcome home to this 3-bedroom + den, 2-bath residence in St. Cloud's sought-after community of The Crossings. The 2,005-square-foot open-concept layout is anchored by wood-look vinyl plank flooring and a modern kitchen with dark cabinetry, quartz countertops, a large center island, stainless steel appliances, and a walk-in pantry — all open to the dining café and gathering room. The versatile den makes an ideal home office, playroom, or flex space, while the owner's suite offers a walk-in closet and a private en-suite bath with dual vanities, a tiled walk-in shower, and a private water closet. Step outside to a screened, covered lanai overlooking a peaceful pond and open green space, with an epoxy-coated 2-car garage rounding out the home's thoughtful finishes. The Crossings offers resort-style amenities including a pool with splash pad, clubhouse, playground, sports courts, and scenic trails winding through its ponds and green space. Tucked off Jones Road near Narcoossee Road, you're just minutes from Lake Nona's Medical City, Orlando International Airport, Florida's Turnpike, and SR 417, with Lakefront Park and historic downtown St. Cloud a short drive away. Don't miss this move-in-ready gem in one of St. Cloud's fastest-growing communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,005
Sqft
0.13 ac
Lot size
2
Garage
2024
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,266 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,266/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.3%
$/sqft vs St Cloud actives
$209 vs $217
Days on market
14 vs 43 typical
Where $209/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $395K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
221 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 797 CYPRESS CREEK RUN
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$393,370
494 WINDY WILLOW WAY · same community
4 bd · 2.5 ba · 2,066 sqft · $190/sqft · 0 DOM
Sold · Dec ’25$367,360
5827 FRESHWATER CANYON DRIVE · same community
3 bd · 2.5 ba · 1,923 sqft · $191/sqft · 0 DOM
Sold · Dec ’25$366,000
5813 FRESHWATER CANYON DRIVE · same community
3 bd · 2.5 ba · 1,923 sqft · $190/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 797 CYPRESS CREEK RUN — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 797 CYPRESS CREEK RUN — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
797 CYPRESS CREEK RUN FAQs
What would the monthly payment be for 797 CYPRESS CREEK RUN?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,266/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 797 CYPRESS CREEK RUN?+
The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 797 CYPRESS CREEK RUN?+
The most recent tax bill on record (2025) was $5,148. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 797 CYPRESS CREEK RUN?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $420,000, this home is listed about 2% below the St Cloud median of $429,990. The market section on this page shows how the area is trending.
Which schools are assigned to 797 CYPRESS CREEK RUN?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Luis Rivera Colon. MLS #O6427848.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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