205 TENNESSEE STREET, HAINES CITY, FL, 33844
Active20 days on marketListed Aug 1, 2026MLS #O6427877
About this home
205 TENNESSEE STREET
From its inviting front porch to its distinctive architectural details, this beautifully maintained 3-bedroom, 2-bath residence is filled with warmth, character, and timeless appeal. Offering a rare combination of charm and functionality, the home features an attached garage, an oversized covered carport, and inviting indoor and outdoor living spaces designed to be enjoyed. Step inside to discover a bright and welcoming interior where rich wood flooring and a functional wood-burning fireplace create the heart of the home. The spacious living room flows effortlessly into the dining area and kitchen, featuring granite countertops, stylishly updated cabinetry, stainless steel appliances, generous storage, and a cozy breakfast nook that makes everyday living and entertaining a pleasure. The thoughtfully designed split-bedroom floor plan provides privacy for the primary suite, complete with an updated en-suite bathroom featuring a beautifully tiled walk-in shower. Two additional bedrooms, a full guest bathroom, and an interior laundry room provide the flexibility and convenience today's buyers appreciate. Sliding glass doors open to a spacious screened lanai, creating a seamless extension of the home's living space. Whether you're enjoying your morning coffee, hosting family and friends, or simply relaxing after a long day, the fully fenced backyard provides the perfect setting for outdoor living. Adding even more value, the home is equipped with solar panels to help improve energy efficiency and a whole-house water treatment and water softener system for enhanced water quality and everyday comfort. A rare combination of an attached garage and an oversized covered carport provides exceptional flexibility for multiple vehicles, a boat, recreational equipment, or additional storage. Best of all, there's no HOA, giving you the freedom to truly make this property your own. Ideally located just minutes from Historic Downtown Haines City, Lake Eva Community Park, schools, shopping, dining, medical facilities, and convenient access to US-27, you'll enjoy an easy commute to Orlando, Walt Disney World, and many of Central Florida's most popular destinations. Combining timeless character, practical living spaces, valuable upgrades, and an excellent location, this is a home you'll appreciate from the moment you arrive.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,160
Sqft
0.24 ac
Lot size
2
Garage
1930
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,983 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,983/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.6%
$/sqft vs Haines City actives
$233 vs $174
Days on market
20 vs 46 typical
Where $233/sqft sits among the 399 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $309K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
205 of 399
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 205 TENNESSEE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$199,000
316 TENNESSEE STREET · same community
2 bd · 2 ba · 1,160 sqft · $172/sqft · 100 DOM
Sold · Jun ’26$45,000
21420 NE 41ST STREET · same community
2 bd · 2 ba · 1,140 sqft · $39/sqft · 24 DOM
Sold · Aug ’25$535,000
1121 SUNSET DRIVE · same community
3 bd · 3 ba · 3,075 sqft · $174/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 205 TENNESSEE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 205 TENNESSEE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
205 TENNESSEE STREET FAQs
What would the monthly payment be for 205 TENNESSEE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,983/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 205 TENNESSEE STREET?+
The most recent tax bill on record (2025) was $1,374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Haines City?+
At $269,990, this home is listed about 14% below the Haines City median of $313,995. The market section on this page shows how the area is trending.
Which schools are assigned to 205 TENNESSEE STREET?+
Haines City Senior High School (high), Shelley S. Boone Middle School (middle), Sandhill Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Alonso Delgado, PA. MLS #O6427877.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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