117 SHADY OAK LANE, OVIEDO, FL, 32765
Active73 days on marketListed Jul 30, 2026MLS #O6429032
About this home
117 SHADY OAK LANE
This is the Oviedo home you have been waiting for! Recently repiped and move-in ready, this charming three-bedroom, two-bath half duplex combines inviting living spaces, a flexible floor plan, and an outstanding location beneath a canopy of majestic oak trees. Soaring vaulted ceilings, abundant natural light, and fresh neutral finishes create a bright, open feel throughout the spacious living and dining areas. The kitchen offers generous cabinetry, stainless steel appliances, a breakfast bar, and an open connection to the main living spaces, while the versatile bonus room provides the perfect spot for a home office, playroom, fitness area, or additional living space. An oversized screened porch extends the living area outdoors, offering plenty of room for morning coffee, weekend cookouts, and relaxing evenings overlooking the fully fenced backyard. Additional features include an inside laundry room, one-car garage, and spacious backyard. Located within walking distance of Oviedo High School, Friendship Park, the Oviedo Farmers Market, and historic downtown Oviedo, with convenient access to UCF, Research Park, Oviedo on the Park, shopping, dining, Seminole County trails, and major commuter routes. With its recent improvements, beautiful presentation, and prime Oviedo location, this one is ready to feel like home the moment you step inside. **added bonus-no HOA!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,470
Sqft
0.14 ac
Lot size
1
Garage
1989
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,614 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,614/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.9%
$/sqft vs Oviedo actives
$228 vs $243
Days on market
73 vs 63 typical
Where $228/sqft sits among the 189 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
125 of 189
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 117 SHADY OAK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$350,000
1825 GARDEN SAGE DRIVE
3 bd · 2.5 ba · 1,438 sqft · $243/sqft · 205 DOM
Sold · Oct ’25$359,000
1908 GARDEN SAGE DRIVE
3 bd · 3 ba · 1,438 sqft · $250/sqft · 91 DOM
Sold · Aug ’26$360,000
1828 GARDEN SAGE DRIVE
3 bd · 2.5 ba · 1,438 sqft · $250/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 117 SHADY OAK LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 117 SHADY OAK LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
117 SHADY OAK LANE FAQs
What would the monthly payment be for 117 SHADY OAK LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,614/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 117 SHADY OAK LANE?+
The most recent tax bill on record (2025) was $4,002. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oviedo?+
At $335,000, this home is listed about 31% below the Oviedo median of $486,210. The market section on this page shows how the area is trending.
Which schools are assigned to 117 SHADY OAK LANE?+
Jackson Heights Middle School (middle), Lawton Elementary School (elementary), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX TOWN & COUNTRY REALTY · Victoria Myers. MLS #O6429032.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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