CENTURY 21 Edge
$1,7002 bd2 ba1,038 sqft$2 /sqft$172 /mo all-in ↓

1224 S PENINSULA UNIT 304, DAYTONA BEACH, FL, 32118

Active8 days on marketListed Aug 6, 2026MLS #O6429583

Priced 99% below the DAYTONA BEACH 32118 medianPrivate poolCondominium

About this home

1224 S PENINSULA UNIT 304

This 2 BR / 2 BA Riverfront Complex is less than one half mile to the beach. Pendleton Club represents one of the most stable and sturdy construction in the area, never flooded, never loss power, and no hurricane can collapse it monolithic concrete walls. Indoor corridor system, quiet... Residents love it and you feel and see their pride in the property. Floor to ceiling hurricane windows in LR allows a great views. Pool is surrounded by tropical landscaping. Pool deck is a great location to watch spectacular sunsets. Enjoy fishing from the dock or watch the space launches from the Cape. Boat slips available for rent as well as RV, boat & trailer parking. Condo is close to restaurants and shopping. The doorman is there every day from 8AM and until 7PM. Excellent grounds. Over 400' on the river. You can walk along the river, sit n benches. BBQ area. Kayaks on the fence by the boat ramp. All measurements and Photos deemed accurate but must be verified.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,038

Sqft

5.09 ac

Lot size

1963

Year built

One

Levels

$2

Per sqft

Private pool

Inside

AppliancesDishwasher · Microwave · Refrigerator
InteriorCeiling Fan(s)
LaundrySame Floor As Condo Unit
CoolingCentral Air
HeatingCentral

Outside & construction

Community & fees

PetsDogs OK
CommunityClubhouse · Golf Carts OK · Pool · Sidewalks

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$172 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $60Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $60
Interest rate6.00%
Loan term

Estimated payment

$172/mo

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Daytona Beach actives

$2 vs $236

Days on market

8 vs 59 typical

Where $2/sqft sits among the 400 Daytona Beach actives

0 · this home
44
137
101
76
42
$2–75$75–148$148–221$221–294$294–368$368+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Daytona Beach

Map of 1224 S PENINSULA UNIT 304

Drive times from this address

Downtown Orlando64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Daytona Beach. See the full Daytona Beach guide →

DAYTONA BEACH 32118 — neighborhood snapshot

Population

18,075

Median age

59.4

Median income

$60,418

Median home value

$339,500

Avg household

1.83

Households w/ children

976

For the school run

Volusia County School District

ElementaryR. J. Longstreet Elementary School★★★★★
HighAtlantic High School★★★★★
MiddleSilver Sands Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Daytona Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$262K$268K

Daytona Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

204 of 400

Daytona Beach actives have cut their price

Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the DAYTONA BEACH 32118 median. See the full Daytona Beach market guide →

Paper trail

This home's history

Aug 6, 2026Listed at $1,700 · 8 days on market since
1963Built

Reality check

What actually sold near 1224 S PENINSULA UNIT 304

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

832 S PALMETTO AVENUESold · Jan ’26

$235,000

832 S PALMETTO AVENUE

2 bd · 2 ba · 1,028 sqft · $229/sqft · 81 DOM

506 SOUTH STREETSold · Feb ’26

$144,000

506 SOUTH STREET

3 bd · 2 ba · 1,027 sqft · $140/sqft · 95 DOM

721 S BEACH STREET UNIT 210ASold · May ’26

$120,000

721 S BEACH STREET UNIT 210A

2 bd · 1 ba · 1,025 sqft · $117/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1224 S PENINSULA UNIT 304 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1224 S PENINSULA UNIT 304 — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1224 S PENINSULA UNIT 304 FAQs

What would the monthly payment be for 1224 S PENINSULA UNIT 304?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1224 S PENINSULA UNIT 304?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Daytona Beach?+

At $1,700, this home is listed about 99% below the Daytona Beach median of $292,274. The market section on this page shows how the area is trending.

Which schools are assigned to 1224 S PENINSULA UNIT 304?+

R. J. Longstreet Elementary School (elementary), Atlantic High School (high), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Jill Croteau. MLS #O6429583.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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