CENTURY 21 Edge
$1,200,0004 bd4 ba3,547 sqft$338 /sqft$8,748 /mo all-in ↓

209 PINE LILLY COURT, LAKE ALFRED, FL, 33850

Active1 days on marketListed Aug 14, 2026MLS #O6430598

Private poolSingle Family ResidenceWATER RIDGE SUB

About this home

209 PINE LILLY COURT

Some homes are built to be lived in. This one was built to be experienced. Welcome home to this 2024 custom-built Arthur Rutenberg Kensington, set on a scenic ridge overlooking Lake Alfred. A half-circle driveway and three-car garage greet you before you ever step through the door, the first impression of a home built with uncompromising craftsmanship. Inside, you'll find the kind of one-story living that rarely comes up for sale: 3,547 square feet of heated space, four bedrooms, and three private en-suite baths, each pairing comfort with privacy.Step inside and the craftsmanship speaks for itself, tray ceilings, crown moulding, and a flow built for effortless entertaining. At the heart of it all, the kitchen centers on a 5'3" x 9'9" natural quartz island, anchored by an oversized sink and finished with a hidden walk-in pantry that keeps the counters clear and the storage endless. A 10-bottle wine display, framed in stone and lit to be seen, sits alongside an under-counter wine fridge and a full suite of GE stainless appliances built for those who cook, host, and never run out of room to do both. The owner's suite is its own retreat, an oversized, two-door walk-in shower with Kohler Bluetooth controls turns a daily routine into something closer to a spa ritual, complemented by custom his-and-hers walk-in closets. Every detail beneath the surface was considered with equal care: two tankless gas water heaters, a whole-home Bluetooth surround sound system, and pre-wiring already in place for a whole-home generator. Nothing here was an afterthought. Now step outside, where the walls of glass fully pocket open to erase the line between indoors and out. The lanai unfolds into a private, screened-in salt pool and spa, heated, seven-jet, four-jet, dual-pump, surrounded by mature, irrigated landscaping that makes the space feel secluded rather than staged. A full outdoor kitchen anchors the entertaining space: a built-in ice machine, dual refrigerators, a 10-in-1 hybrid gas-and-charcoal grill, color-adjustable lighting, and Bluetooth surround sound, blurring the line between entertaining inside and out. And then there's where it sits. This isn't just a home, it's an address inside a community that very few in Central Florida can rival. Life here means launching a boat onto a true ski lake, one of the few of its kind buyers search for by name. And when the day on the water is done, boat and RV storage is included on site, inside the gates, at no additional charge, a convenience most communities simply don't provide and buyers consistently underestimate the value of. It means three pools including a dedicated lap pool, a full fitness center with saunas, and a clubhouse residents actually use, not a lobby that photographs well and sits empty. It means four lighted tennis courts, pickleball, basketball, and trails woven throughout, so the community isn't a backdrop to your life, it's part of it. This is a home for someone who isn't just buying square footage, they're buying the version of life that comes with it: the boat in the driveway on Saturday, the courts on Sunday, and a home built to match the way they actually intend to live. Schedule your private tour today. Homes like this don't come up in Lake Alfred often, and they don't stay available long.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,547

Sqft

0.27 ac

Lot size

3

Garage

2024

Year built

One

Levels

$338

Per sqft

Private poolFireplaceWater viewPets allowed

Inside

FlooringTile
AppliancesBar Fridge · Convection Oven · Dishwasher · Disposal · Dryer · Ice Maker · Range Hood · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Smart Home · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
ViewWater
FacesSouth
ParkingCircular Driveway
ExteriorFrench Doors · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Sliding Doors

Community & fees

HOA fee$350/mo
Taxes (2025)$15,755/yr
PetsYes
CommunityCommunity Boat Ramp · Lake · Water Access · Clubhouse · Fitness Center · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,748 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$1,313
HOA fee — from the listing$350
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$8,748/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$1,313
HOA / condo fee$350
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs WATER RIDGE SUB

$338 vs $286

Days on market

1 vs 58 typical

Where $338/sqft sits among the 8 homes for sale in WATER RIDGE SUB

1
0
1
4
1
1 · this home
$196–220$220–243$243–267$267–291$291–315$315+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Water Ridge

Map of 209 PINE LILLY COURT inside its neighborhood boundary

Drive times from this address

Walt Disney World42 min
Universal Orlando52 min
Downtown Orlando58 min
Orlando Int’l Airport (MCO)63 min
Downtown Tampa63 min
Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Alfred. See the full Lake Alfred guide →

Water Ridge — neighborhood snapshot

Population

256

Median age

46

Median income

$66,839

Median home value

$255,481

Avg household

3

Households w/ children

24%

For the school run

Polk County School District

MiddleLake Alfred Polytech Academy★★★★
ElementaryLake Alfred Elementary School★★★★
HighAuburndale Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Alfred market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$311K$321K

Lake Alfred median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

5 of 8

WATER RIDGE SUB have cut their price

Median sold price, Lake Alfred, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 269% above the LAKE ALFRED 33850 median. See the full Lake Alfred market guide →

Paper trail

This home's history

Aug 14, 2026Listed at $1,200,000 · 1 days on market since
2024Built · WATER RIDGE SUB

Reality check

What actually sold near 209 PINE LILLY COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

360 CALADIUM AVENUESold · Jul ’26

$1,075,000

360 CALADIUM AVENUE · same community

3 bd · 4 ba · 3,422 sqft · $314/sqft · 5 DOM

527 ADAMS VIEW LANESold · Oct ’25

$1,335,000

527 ADAMS VIEW LANE · same community

4 bd · 3 ba · 3,809 sqft · $350/sqft · 22 DOM

445 WATERFERN TRAIL DRIVESold · Jun ’26

$532,000

445 WATERFERN TRAIL DRIVE · same community

3 bd · 3.5 ba · 3,081 sqft · $173/sqft · 221 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 209 PINE LILLY COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 209 PINE LILLY COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

209 PINE LILLY COURT FAQs

What would the monthly payment be for 209 PINE LILLY COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,748/mo — principal and interest, the actual property-tax bill, the $350/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 209 PINE LILLY COURT?+

The association fee works out to $350 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 209 PINE LILLY COURT?+

The most recent tax bill on record (2025) was $15,755. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 209 PINE LILLY COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Alfred?+

At $1,200,000, this home is listed about 233% above the Lake Alfred median of $359,900. The market section on this page shows how the area is trending.

Which schools are assigned to 209 PINE LILLY COURT?+

Lake Alfred Polytech Academy (middle), Lake Alfred Elementary School (elementary), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,200,000 runs 269% above the LAKE ALFRED 33850 median — but at 3,547 sqft it's also nearly twice the size of the typical Lake Alfred listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Lake Alfred market that averages 58 — if it fits, move quickly.

Listing courtesy of EXP REALTY LLC · Keausha Jordan LLC. MLS #O6430598.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Lake Alfred homes, in your inbox

Like 209 PINE LILLY COURT but not quite? A daily digest of every new listing in Lake Alfred — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Angela to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 15, 2026 at 1:59 PM UTC. The listing information on this page last changed on August 15, 2026 at 1:59 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 15, 2026 at 1:59 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 15, 2026 at 1:59 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.