CENTURY 21 Edge
$740,000$747,5002 bd2 ba1,561 sqft$474 /sqft≈$5,886 /mo all-in ↓

624 SW ST LUCIE CRESCENT UNIT UN208, STUART, FL, 34994

Active91 days on marketListed Aug 8, 2026MLS #O6431980

✦ Reduced $8KWaterfrontCondominiumEDGEWATER VILLAS CONDO

About this home

624 SW ST LUCIE CRESCENT UNIT UN208

Experience wide-water living from this spacious second-floor residence at Edgewater Condominiums, ideally positioned along the St. Lucie River and just minutes from Historic Downtown Stuart. Offering approximately 1,561 square feet, two bedrooms and two full bathrooms, this waterfront condo combines generous interior living space with sweeping river views, community amenities and outstanding boating possibilities. The residence opens into a bright and comfortably proportioned living and dining area where expansive sliding-glass doors frame panoramic river views and bring in abundant natural light. Stone flooring, crown molding and an open layout create an inviting setting for everyday living and entertaining. The waterfront side of the condo opens onto an impressive covered balcony extending nearly the full width of the residence, providing plenty of space for outdoor dining, morning coffee or simply watching the boats travel along the river. The kitchen features wood cabinetry, dark countertops, a tiled backsplash, stainless steel appliances, pendant lighting and breakfast-bar seating. Plantation shutters add character, while the adjacent dining area offers ample room for hosting family and friends. A separate in-unit laundry room and extensive interior storage provide additional everyday convenience. The waterfront primary suite serves as a peaceful private retreat with wood flooring, crown molding, sliding-glass doors opening toward the balcony and multiple closets offering exceptional storage. The primary bathroom includes a spacious vanity and a glass-enclosed walk-in shower with decorative tilework. The well-proportioned guest bedroom also offers abundant closet space and flexibility for use as a comfortable guest suite, home office or combination of both. The waterfront lifestyle continues throughout Edgewater Condominiums. Residents enjoy a heated community swimming pool, clubhouse with social and gathering areas, barbecue facilities, bicycle storage, elevator access, beautifully maintained riverfront grounds, a sandy shoreline and community marina facilities. For boating enthusiasts, Edgewater Condominiums offers the possibility of leasing dockage within the community marina, including potential accommodations for vessels up to approximately 48 feet. Boat-slip availability, maximum vessel length, beam, draft, utility access, fees and association approval must be independently confirmed. Located at the end of a quiet waterfront street, Edgewater Condominiums provides a peaceful residential setting while remaining close to Historic Downtown Stuart, waterfront dining, locally owned restaurants, boutiques, galleries, entertainment and community events. This is a rare opportunity to enjoy substantial interior space, expansive river views, marina access and the relaxed waterfront lifestyle that makes Stuart one of Florida’s most desirable coastal communities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,561

Sqft

2.02 ac

Lot size

1976

Year built

One

Levels

$474

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMembrane
ConstructionStucco
FoundationBlock · Concrete Perimeter · Pillar/Post/Pier
ViewWater
FacesWest
ExteriorBalcony

Community & fees

Taxes (2025)$9,504/yr
PetsDogs OK, Number Limit, Yes
CommunityBoat Slip · Dock · Fishing · Intracoastal Waterway · Marina · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Park · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,886 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,657
PMI (est., until 20% equity)$278
Property tax — 2025 actual bill$792
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,000
Interest rate7.50%
Loan term

Estimated payment

$5,886/mo

Principal & interest$4,657
PMI (est., until 20% equity)$278
Property taxes (actual bill)$792
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

The numbers that matter

The Stuart market

Seller’s marketLeans seller — 3.6 months of inventoryBuyer’s market

$205K → $365K

Stuart median sold, yr/yr

91.5%

Sale-to-list ratio (12 mo)

Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $740,000 ▼ $8K
Aug 8, 2026Listed at $747,500 · 91 days on market since
1976Built · EDGEWATER VILLAS CONDO

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 624 SW ST LUCIE CRESCENT UNIT UN208 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 624 SW ST LUCIE CRESCENT UNIT UN208 — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

624 SW ST LUCIE CRESCENT UNIT UN208 FAQs

What would the monthly payment be for 624 SW ST LUCIE CRESCENT UNIT UN208?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,886/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 624 SW ST LUCIE CRESCENT UNIT UN208?+

The most recent tax bill on record (2025) was $9,504. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 624 SW ST LUCIE CRESCENT UNIT UN208?+

The listing reports pets: Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Stuart?+

At $740,000, this home is priced right at the Stuart median.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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