826 TERRAPIN DRIVE, DEBARY, FL, 32713
Active63 days on marketListed Aug 10, 2026MLS #O6432262
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About this home
826 TERRAPIN DRIVE
AGENTS - PLEASE VIEW REALTOR REMARKS IN THE MLS. **MOVE IN READY** BUILT 2022** Welcome to 826 Terrapin Drive, an impressive 2022-built home offering 5 bedrooms, 4 full bathrooms, nearly 4,000 square feet of beautifully designed living space, and a three-car garage in DeBary’s desirable Rivington community. From the inviting covered front porch to the bright, open interior, this home delivers the space, comfort, and flexibility you have been searching for. The main living areas feature high ceilings, abundant natural light, and attractive wood-look tile flooring. At the heart of the home is a spacious kitchen designed for gathering, complete with an oversized island with seating, solid-surface countertops, abundant cabinetry, built-in appliances, a cooktop with range hood, and an exceptional walk-in pantry. The open layout flows effortlessly into the dining and living areas, creating a welcoming setting for everyday living and entertaining. Upstairs, the expansive primary suite offers a relaxing retreat with a large walk-in closet, dual-sink vanity, soaking tub, separate shower, and access to a private covered balcony. Generously sized secondary bedrooms, four full bathrooms, a flexible loft ideal for movie nights or a game room, and a dedicated laundry room provide plenty of room to live, work, and unwind. Outside, enjoy a screened and covered lanai overlooking the backyard. Built in 2022, the home also offers the advantage of newer-age major components, including the roof, HVAC system, water heater, plumbing, and electrical systems—helping minimize many of the age-related maintenance concerns often associated with older homes. Rivington residents enjoy a resort-style community pool, indoor/outdoor pavilion, playground, pocket parks, green spaces, and approximately 10 miles of walking paths, trails, and sidewalks. The neighborhood is conveniently located near the DeBary SunRail station, I-4, US 17-92, the St. Johns River, Gemini Springs Park, Lake Monroe Park, shopping, dining, and the Lake Mary/Sanford employment corridor. Spacious, stylish, and ideally located, this exceptional home is ready to welcome its next owner. Schedule your private tour of 826 Terrapin Drive today! Offers may be entered ONLINE through Wednesday, October 21, 2026 at 5:00 pm. AT SELLER'S DISCRETION, A SUBMISSION MAY BE ACCEPTED AT ANY TIME.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,911
Sqft
0.14 ac
Lot size
3
Garage
2022
Year built
Two
Levels
$107
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,552 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,552/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.8%
$/sqft vs RIVINGTON PH 1C
$107 vs $222
Days on market
63 vs 60 typical
Where $107/sqft sits among the 6 homes for sale in RIVINGTON PH 1C
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Debary
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
DEBARY 32713 — neighborhood snapshot
Population
22,639
Median age
46.6
Median income
$87,354
Median home value
$306,800
Avg household
2.38
Households w/ children
2,294
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Debary market
$393K → $386K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
5 of 6
RIVINGTON PH 1C have cut their price
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Reality check
What actually sold near 826 TERRAPIN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$405,100
640 BAYERN LANE · same community
4 bd · 3.5 ba · 2,781 sqft · $146/sqft · 95 DOM
Sold · Jul ’26$453,000
779 FIREROCK LANE · same community
4 bd · 3.5 ba · 2,759 sqft · $164/sqft · 80 DOM
Sold · Mar ’26$485,000
731 FIREROCK LANE · same community
4 bd · 3 ba · 2,500 sqft · $194/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 826 TERRAPIN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 826 TERRAPIN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
826 TERRAPIN DRIVE FAQs
What would the monthly payment be for 826 TERRAPIN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,552/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 826 TERRAPIN DRIVE?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 826 TERRAPIN DRIVE?+
The most recent tax bill on record (2025) was $8,666. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 826 TERRAPIN DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Debary?+
At $420,000, this home is listed about 12% above the Debary median of $375,995. The market section on this page shows how the area is trending.
Which schools are assigned to 826 TERRAPIN DRIVE?+
Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$420,000 runs 25% above the DEBARY 32713 median — but at 3,911 sqft it's also nearly twice the size of the typical Debary listing.
02Strong assigned schools
Debary Elementary School, University High School, River Springs Middle School — Debary Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $600,000, now $420,000 — a $180K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEW HEIGHTS REALTY GROUP · Daniel Rodriguez. MLS #O6432262.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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