40621 E 2ND, UMATILLA, FL, 32784
Active1 days on marketListed Aug 17, 2026MLS #O6432358
About this home
40621 E 2ND
THIS 3 BEDROOM NEWELY RENOVATED POOL HOME IS THE BEST PRICED MOVE IN READY PROPERTY IN UMATILLA! UPDATES INCLUDE: ROOF 2023, NEW LUXURY VINYL FLOORING 2026, INTERIOR AND EXTERIOR PAINT 2026, STAINLESS STEEL APPIANCES 2026, REFURBISHED POOL CAGE 2026, MASTER BATHROOM UPDATED 2026, NEW A/C 2026, ASHPHALT DRIVEWAY WITH EXTENSION FOR TOYS! BIG METAL SHED, FRESH LANDSCAPING, LED LIGHTING, NEW CEILING FANS! HURRY, SCHEDULE YOUR SHOWING THIS ONE WON'T LAST! LISTING AGENT HAS OWNERSHIP IN THE HOME.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,355
Sqft
0.31 ac
Lot size
2
Garage
2007
Year built
One
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,351 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,351/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Umatilla
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $312K
Umatilla median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 40621 E 2ND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 40621 E 2ND — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
40621 E 2ND FAQs
What would the monthly payment be for 40621 E 2ND?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,351/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 40621 E 2ND?+
The most recent tax bill on record (2025) was $1,603. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Umatilla?+
At $324,990, this home is listed about 16% below the Umatilla median of $384,900. The market section on this page shows how the area is trending.
Which schools are assigned to 40621 E 2ND?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Fresh on the market
Only 1 day on market in a Umatilla market that averages 49 — if it fits, move quickly.
03The price has already moved
Listed at $342,990, now $324,990 — a $18K cut. The full history is in the market section below.
Listing courtesy of EXP REALTY LLC · David Knight. MLS #O6432358.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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