2264 BETSY ROSS LANE UNIT 2264, ST CLOUD, FL, 34769
Active5 days on marketListed Aug 11, 2026MLS #O6432541
About this home
2264 BETSY ROSS LANE UNIT 2264
Welcome to this 3-bedroom, 2.5-bath home with a 2-car garage located in Jefferson Green at Anthem Park. The home features an open floor plan with a spacious living room, cozy fireplace, and dining area. The kitchen offers granite countertops, a stylish backsplash, and brand-new smart appliances, providing both convenience and modern functionality. The HVAC system is only one year old, offering added peace of mind. The primary bedroom includes an ensuite bathroom with dual sinks for added convenience. Step outside to the covered patio, perfect for relaxing or enjoying the Florida weather. Enjoy wonderful community amenities, including tennis, volleyball and basketball courts, a community pool, fitness center, walking trails, and a fishing pier. Conveniently located near the Florida Turnpike and just minutes from I-4 and Highway 192, providing easy access to shopping, dining, entertainment, and major Central Florida attractions.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,588
Sqft
0.07 ac
Lot size
3
Garage
2010
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,568 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,568/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$167 vs $216
Days on market
5 vs 46 typical
Where $167/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Anthem Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
Anthem Park — neighborhood snapshot
Population
2,695
Median age
37
Median income
$82,667
Median home value
$246,500
Avg household
4
Households w/ children
224
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $392K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
251 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 2264 BETSY ROSS LANE UNIT 2264
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$325,000
4217 SKY FLOWER LANE
3 bd · 2 ba · 1,585 sqft · $205/sqft · 13 DOM
Sold · Apr ’26$299,000
4329 EAGLE TRAIL BEND
3 bd · 2.5 ba · 1,560 sqft · $192/sqft · 41 DOM
Sold · Jul ’26$302,000
4549 BURROWING OWL LOOP
3 bd · 2.5 ba · 1,560 sqft · $194/sqft · 150 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2264 BETSY ROSS LANE UNIT 2264 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2264 BETSY ROSS LANE UNIT 2264 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2264 BETSY ROSS LANE UNIT 2264 FAQs
What would the monthly payment be for 2264 BETSY ROSS LANE UNIT 2264?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,568/mo — principal and interest, the actual property-tax bill, the $324/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2264 BETSY ROSS LANE UNIT 2264?+
The association fee works out to $324 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2264 BETSY ROSS LANE UNIT 2264?+
The most recent tax bill on record (2025) was $4,878. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2264 BETSY ROSS LANE UNIT 2264?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $265,000, this home is listed about 38% below the St Cloud median of $425,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2264 BETSY ROSS LANE UNIT 2264?+
Neptune Elementary School (elementary), Neptune Middle School (middle), St. Cloud High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · David Berlant. MLS #O6432541.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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