CENTURY 21 Edge
$2,5504 bd2.5 ba2,082 sqft$1 /sqft$178 /mo all-in ↓

1517 SOFTSHELL STREET, ST CLOUD, FL, 34771

Active1 days on marketListed Aug 11, 2026MLS #O6432719

Priced 99% below the ST CLOUD 34771 medianSingle Family ResidenceTURTLE CREEK PH 1B

About this home

1517 SOFTSHELL STREET

Welcome home to this beautifully maintained 4-bedroom, 2.5-bath home offering 2,082 square feet of comfortable living space in the highly desirable Turtle Creek community of St. Cloud. Built in 2015, this spacious home features an open and functional floor plan that's perfect for both everyday living and entertaining. The modern kitchen with stainless still appliances, granite counter tops, big walk inn pantry, flows seamlessly into the main living area, where you'll enjoy an integrated surround sound system perfect for movie nights, watching the big game, or relaxing with your favorite music. Upstairs, you'll find generously sized bedrooms, including a spacious primary suite with a private bath and ample closet space. Step outside to a large, fully fenced backyard with a screened porch, creating the perfect space for morning coffee, weekend barbecues, or simply enjoying Florida's beautiful weather while staying protected from insects. Turtle Creek is a welcoming, family-friendly community featuring scenic walking trails around picturesque lakes, a dog park, Community pool, playground, and beautifully maintained common areas. You'll also be just 5 minutes from the St. Cloud Lakefront, where you can enjoy waterfront walking paths, a marina, splash pad, playgrounds, restaurants, and year-round community events. Conveniently located near Lake Nona, Medical City, Orlando International Airport, shopping, dining, top-rated schools, and major highways, this home offers the perfect combination of comfort, convenience, and outdoor living. If you're looking for a clean, well-maintained home in a fantastic neighborhood, this is one you won't want to miss. Schedule your private showing today! Minimum 12-month lease. Security deposit, current month and last month rent required. Tenant is responsible for all utilities. Tenant must maintain renters insurance throughout the lease term. Call for your showing appointment Today.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,082

Sqft

0.14 ac

Lot size

2

Garage

2015

Year built

Two

Levels

$1

Per sqft

Inside

AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · PrimaryBedroom Upstairs · Stone Counters
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

Community & fees

PetsBreed Restrictions, Dogs OK, Number Limit, Pet Deposit, Size Limit
CommunityDog Park · Playground · Pool · Sidewalks

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$178 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $89Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $89
Interest rate6.00%
Loan term

Estimated payment

$178/mo

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St Cloud

Map of 1517 SOFTSHELL STREET

Drive times from this address

Orlando Int’l Airport (MCO)34 min
Universal Orlando37 min
Walt Disney World38 min
Downtown Orlando38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$412K$392K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

Aug 11, 2026Listed at $2,550 · 1 days on market since
2015Built · TURTLE CREEK PH 1B

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1517 SOFTSHELL STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1517 SOFTSHELL STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1517 SOFTSHELL STREET FAQs

What would the monthly payment be for 1517 SOFTSHELL STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1517 SOFTSHELL STREET?+

The listing reports pets: Breed Restrictions, Dogs OK, Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $2,550, this home is listed about 99% below the St Cloud median of $429,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1517 SOFTSHELL STREET?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LA ROSA REALTY LLC · Annette Rodriguez Torres. MLS #O6432719.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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