CENTURY 21 Edge
$433,9004 bd3 ba2,800 sqft$155 /sqft$2,955 /mo all-in ↓

3418 MONARCH WAY, GREEN COVE SPRINGS, FL, 32043

Active27 days on marketListed Aug 24, 2026MLS #O6433473

New constructionSingle Family ResidenceOAKWOOD ESTATES

About this home

3418 MONARCH WAY

Under Construction. Set within Oakwood Estates in Green Cove Springs, the Carlisle showcases an expansive two-story layout filled with refined finishes, upgraded features, smart home technology, and inviting indoor-outdoor living. Professional landscaping, irrigation system, community playground, pavilions, and green spaces add to the appeal, while a full new home warranty provides added peace of mind. From the moment you arrive, the stone-accent exterior, covered front porch, and architectural shingles create an impressive first impression. Step through the elegant foyer and into a thoughtfully designed interior where natural light, additional windows, and upgraded LED lighting enhance the spacious living areas. A versatile Flex Space just off the foyer provides added room for work, hobbies, or everyday activities. A convenient half bath is also located on the main level near the stairs, with additional storage tucked beneath the staircase. The open-concept great room flows seamlessly into the chef-inspired kitchen, creating a spacious central gathering area. The kitchen features quartz countertops, a large island, tile backsplash, upgraded soft-close cabinetry, a walk-in pantry, and stainless steel appliances. A bright breakfast nook just off the kitchen adds a cheerful dining space, while the great room extends outdoors to a screened-in lanai overlooking the beautifully landscaped backyard. Upstairs, a spacious loft provides additional living space alongside four well-appointed bedrooms. Bedrooms 3 and 4 share a Jack and Jill bathroom featuring a tile tub and shower combination with dual vanities. The impressive primary suite creates a private retreat with a spacious walk-in closet and spa-inspired bathroom featuring an oversized ceramic tile shower wall surround, separate tub, quartz countertops, and upgraded soft-close cabinetry. The upstairs laundry room adds convenience to the second level. Smart home features include a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and DEAKO Smart Switches. Combined with the upgraded finishes, thoughtful storage, enhanced lighting, screened-in lanai, landscaping, and irrigation system, every detail contributes to a polished and functional living experience. Backed by a full builder warranty, this exceptional new construction home brings together spacious living, elevated finishes, and thoughtful design in Oakwood Estates. Enjoy the scenic setting and recreational opportunities of Green Cove Springs in the Lake Asbury area, along with the attractions and conveniences throughout Jacksonville. Schedule your private tour today and experience the Carlisle firsthand. We can’t wait to welcome you home!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,800

Sqft

0.14 ac

Lot size

2

Garage

2027

Year built

Two

Levels

$155

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorHigh Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Smart Home · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener · Workshop in Garage
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$49/mo
Taxes (2026)$0/yr
PetsYes
CommunityPlayground

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,955 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,554
FHA mortgage insurance (est.)$192
Property tax — 2026 actual bill$0
HOA fee — from the listing$49
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,187Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,187
Interest rate6.00%
Loan term

Estimated payment

$3,353/mo

Principal & interest$2,554
FHA mortgage insurance (est.)$192
Est. property taxes$398
HOA / condo fee$49
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $434K
$417KedgeAI estimate $539,114 · range $538K$540K$562K

vs edgeAI estimate

−19.5%

$/sqft vs OAKWOOD ESTATES

$155 vs $99

Days on market

27 vs 17 typical

Where $155/sqft sits among the 20 homes for sale in OAKWOOD ESTATES

5
9
4
1
1
0 · this home
$78–90$90–103$103–116$116–129$129–142$142+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Green Cove Springs

Get to know Green Cove Springs. See the full Green Cove Springs guide →

GREEN COVE SPRINGS 32043 — neighborhood snapshot

Population

33,592

Median age

41

Median income

$80,698

Median home value

$292,300

Avg household

2.68

Households w/ children

4,233

For the school run

Clay County School District

MiddleGreen Cove Springs Junior High School★★★★
ElementaryCharles E. Bennett Elementary School★★★★
HighClay High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Green Cove Springs market

Seller’s marketSeller’s market2.3 months of inventoryBuyer’s market

$432K$417K

Green Cove Springs median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

10 of 20

OAKWOOD ESTATES have cut their price

Median sold price, Green Cove Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% above the GREEN COVE SPRINGS 32043 median. See the full Green Cove Springs market guide →

Paper trail

This home's history

Aug 24, 2026Listed at $433,900 · 27 days on market since
2027Built · OAKWOOD ESTATES

Reality check

What actually sold near 3418 MONARCH WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3820 TEAKWOOD CIRCLESold · Jan ’26

$360,000

3820 TEAKWOOD CIRCLE · same community

3 bd · 2 ba · 1,568 sqft · $230/sqft · 4 DOM

4204 CEDARWOOD STREETSold · Apr ’26

$124,500

4204 CEDARWOOD STREET · same community

2 bd · 2 ba · 1,496 sqft · $83/sqft · 9 DOM

4319 CHERRYWOOD STREETSold · Apr ’26

$60,000

4319 CHERRYWOOD STREET · same community

2 bd · 2 ba · 1,488 sqft · $40/sqft · 95 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 3418 MONARCH WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3418 MONARCH WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3418 MONARCH WAY FAQs

What would the monthly payment be for 3418 MONARCH WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,955/mo — principal and interest, estimated property taxes, the $49/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3418 MONARCH WAY?+

The association fee works out to $49 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3418 MONARCH WAY?+

The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3418 MONARCH WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Green Cove Springs?+

At $433,900, this home is listed about 11% above the Green Cove Springs median of $391,590. The market section on this page shows how the area is trending.

Which schools are assigned to 3418 MONARCH WAY?+

Green Cove Springs Junior High School (middle), Charles E. Bennett Elementary School (elementary), Clay High School (high) — Clay County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NEW HOME STAR FLORIDA LLC · Bridgette Hoyt. MLS #O6433473.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3418 MONARCH WAY, GREEN COVE SPRINGS, FL — 4 Bed, 3 Bath — $433,900 | CENTURY 21 Edge