CENTURY 21 Edge
✦ Short-Term Rental Eligible
$2,9005 bd4 ba2,636 sqft$1 /sqft≈$181 /mo all-in ↓

1202 CUMBRIAN LAKES COURT, KISSIMMEE, FL, 34746

Active56 days on marketListed Aug 15, 2026MLS #O6433953

✦ Priced 99% below the KISSIMMEE 34746 medianPrivate poolSingle Family ResidenceCUMBRIAN LAKES RESORT PH 1

About this home

1202 CUMBRIAN LAKES COURT

Virtually Staged. Discover resort-style living in this spacious 2-story, 5-bedroom, 3.5-bath pool home situated on a beautiful waterfront lot in the peaceful, gated Cumbrian Lakes Resort community. Located on a quiet cul-de-sac just minutes from Walt Disney World, Orlando’s theme parks, shopping, dining, and entertainment, this home offers an ideal combination of space, privacy, and convenience. The home features an open-concept layout with high ceilings, wood-look laminate flooring, and beautiful water views. The kitchen offers white cabinetry, ample counter space, and breakfast bar seating. The main level also includes a formal dining room, office/den, and half bath. Upstairs, the spacious primary suite features a private balcony overlooking the water, dual closets, and an en-suite bathroom with a garden tub and walk-in shower. Four additional bedrooms provide plenty of space for family, guests, or a home office. Step outside and enjoy Florida living from the covered lanai featuring a private screened-in pool and serene waterfront views—the perfect setting to relax and unwind. Please note: Photos shown were taken while the previous tenant occupied the property and may show furniture and personal belongings. The home is currently vacant and will be rented unfurnished. No furniture is included with the rental, and the property will be delivered empty and ready for the new residents. Enjoy the space and privacy of a single-family pool home in a desirable gated community, conveniently located near everything Central Florida has to offer. Schedule your showing today!

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

2,636

Sqft

0.17 ac

Lot size

2

Garage

2002

Year built

Two

Levels

$1

Per sqft

Private poolPool & Water viewPets allowed

Inside

AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

ViewPool · Water
ParkingDriveway · Garage Door Opener

Community & fees

PetsPet Deposit, Yes

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$181 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$17
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $102Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $102
Interest rate6.00%
Loan term

Estimated payment

$181/mo

Principal & interest$17
FHA mortgage insurance (est.)$1
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Kissimmee actives

$1 vs $206

Days on market

56 vs 89 typical

Where $1/sqft sits among the 400 Kissimmee actives

0 · this home
1
33
173
132
61
$1–53$53–105$105–157$157–209$209–261$261+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Cumbrian Lakes Resort, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityCumbrian Lakes Resort
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketKissimmee
Annual gross at median$25,200
Gross yield on this price869.0%
Homes for rent right now1,058

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Cumbrian Lakes Resort

Drive times from this address

Walt Disney World≈ 19 min
Universal Orlando≈ 25 min
Downtown Orlando≈ 32 min
Orlando Int’l Airport (MCO)≈ 34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Cumbrian Lakes Resort is a short-term-rental community. See the full guide →

Cumbrian Lakes Resort — neighborhood snapshot

Population

1,251

Median age

39

Median income

$67,353

Median home value

$280,200

Avg household

3

Households w/ children

111

For the school run

Osceola County School District

ElementarySunrise Elementary School★★★★★
HighPoinciana High School★★★★★
MiddleKissimmee Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer — 7.1 months of inventoryBuyer’s market

$365K → $350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

211 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →

Paper trail

This home's history

Aug 15, 2026Listed at $2,900 · 56 days on market since
2002Built · CUMBRIAN LAKES RESORT PH 1

Reality check

What actually sold near 1202 CUMBRIAN LAKES COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4626 CUMBRIAN LAKES DRIVESold · Apr ’26

$459,000

4626 CUMBRIAN LAKES DRIVE · same community

6 bd · 4.5 ba · 2,604 sqft · $176/sqft · 2 DOM

4645 CUMBRIAN LAKES DRIVESold · Mar ’26

$450,000

4645 CUMBRIAN LAKES DRIVE · same community

5 bd · 3.5 ba · 2,532 sqft · $178/sqft · 83 DOM

4611 CUMBRIAN LAKES DRIVESold · Jun ’26

$355,000

4611 CUMBRIAN LAKES DRIVE · same community

3 bd · 2 ba · 1,408 sqft · $252/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1202 CUMBRIAN LAKES COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1202 CUMBRIAN LAKES COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1202 CUMBRIAN LAKES COURT FAQs

What would the monthly payment be for 1202 CUMBRIAN LAKES COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Can 1202 CUMBRIAN LAKES COURT be rented short-term?+

Yes — this home sits inside Cumbrian Lakes Resort, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1202 CUMBRIAN LAKES COURT?+

The listing reports pets: Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $2,900, this home is listed about 99% below the Kissimmee median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1202 CUMBRIAN LAKES COURT?+

Sunrise Elementary School (elementary), Poinciana High School (high), Kissimmee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the KISSIMMEE 34746 market on paper

$2,900 is 99% below the KISSIMMEE 34746 median of $335,000, and at $1/sqft it sits under the Kissimmee average of $213.

02Zoned for nightly rentals

Cumbrian Lakes Resort is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

Listing courtesy of SELECTA REALTY LLC · Denio Gomes. MLS #O6433953.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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